Program

8:45 - 9:30 A.M. Registration of Guests

9:30 - 9:45 A.M. Opening of the congress

NEXT INVESTMENT FRONTIER

9:45 - 10:00 A.M. New Fintech Operating System

Inaugural speech by the Chairmen of the Program Council

Paulina Skrzypińska Chief Innovation Officer, BNP Paribas Bank Polska

Marcin Petrykowski CEO & Senior Advisor Finance and Technology

10:00 - 10:30 A.M. Future-proof architecture or what defines the fintech industry?

Opening debate:

• Fintech 2025+. The potential of technology in traditional financial models as a "gateway" to the new digital economy and the Web3 ecosystem
• How to stimulate economic transformation through technology
• AI Agents as a new layer of interaction and automation in banking and finance
• Token Economy as the foundation — how will tokens revolutionize business models?

Speakers:

Dorota Poniatowska - Mańczak banking sector representative, former CIO of Credit Agricole Bank Polska

prof. Krzysztof Piech Director of the Blockchain Technology Center, Łazarski University

Bartłomiej Nocoń Association of Polish Banks; Member of the Board of the European Payments Council in Brussels

Moderator:

Jarosław Fuchs Vice-president, Chamber of Industry and Commerce in Krakow

10:30 - 10:50 A.M. New Growth Models – moving from PoC to full-scale implementation

Firechat:

• Create partnerships for future growth and expansion of financial technology
• How do we attract the best talent and investment to support the growth of innovative fintech startups?
• Which business models effectively scale in the Web3 era

Speakers:

Karolina Mitraszewska CEO, PFR Ventures

Adam Marciniak CEO, VeloBank

NEW FINANCE CORE

10:50 - 11:00 A.M. AI adoption in PE investment processes and strategies

Case:

Sylwester Janik General Partner, Cogito Capital Partners

11:00 - 11:30 A.M. Investing in the future of finance – what will be the core of tomorrow?

Debate:

• Fintechs as technology core providers for entire sectors
• Where are we looking for potential? Investment areas with the highest returns and risks
• Investment strategies of VC funds
• Where to look for a boost in technology investment?
• What value do public-private partnerships provide
• How artificial intelligence can redefine investment strategy and generate value for financial firms, and what drives AI-based investments

Speakers:

Grzegorz Zawada Director, VeloBank

Michał Miszułowicz Head of Startup & Scaleup Center of Expertise, BNP Paribas Bank Polska

Karol Sadaj Member of The Supervisory Board, AIP Seed

Moderator:

Antonina Karwasińska Head of Operations and Development at Brokerage, BM Bank Pekao

11:30 - 11:40 A.M. Stablecoins accepted on every payment terminal today – Verestro’s payment program implementations

Case:

Adam Miziołek Chief Global Growth Officer, Verestro

11:40 A.M. - 12:30 P.M. NETWORKING BREAK

DISRUPTIVE TECHNOLOGIES & PARADIGM SHIFTS

#DIGITAL ASSET DIRECTION

12:30 - 1:00 P.M. Digital Banking. Next-generation payment systems

Debate:

• The impact of emerging technologies on the payments landscape
• Synergy and cooperation between fintechs and banks in the payments ecosystem – the renaissance of blockchain
• Decentralization of payments – stablecoins, CBDCs, and the real-time settlement layer
• Cryptographic Payments 2030 – the role of education and the young generation

Speakers:

Grzegorz Sobiecki Head of blockchain studies, business, law, technology, SGH

Marcin Kaźmierczak CEO, RedStone

Moderator:

Robert Wojciechowski CEO, Chamber of Commerce Blockchain and New Technologies

1:00 - 1:30 P.M. Tokenisation of the economy and the world of finance

Debate:

• What are the ideas behind tokenisation? Will tokenisation undermine the standardisation of financial areas? The cryptocurrency ecosystem and its impact on the financial sector. Tokenisation in the sense of thinking in categories of standardisation
• Development of digital assets and stablecoin. Where is the place for fintechs in the age of globalisation?
• How digital asset innovation/Web3 infrastructure is driving a new era of innovation in the context of financial product availability
• Asset tokenisation, DeFi, crypto adoption vs. stablecoin regulation and market risk

Speakers:

Filip Pawczyński Chairman of the Board, Polish Bitcoin Association

Lech Wilczyński CEO, swap.ly

Łukasz Wiśniewski Director of blockchain projects, PKO Bank Polski

Moderator:

Przemysław Olędzki Member of the Management Board, Blockchain Expert Association

#AI & CYBER RESILIENCE

1:30 - 1:45 P.M. Implementation of DORA in the Crypto Sector

Case:

Marcin Kiliański Attorney At Law, zondacrypto

1:45 - 2:15 P.M. How to protect data and financial infrastructure

Debate:

• Anti-fraud technologies as the foundation for protecting digital assets
• From anti-fraud to quantum revolution - Quantum Computing. New dimensions of financial market operational infrastructure and data security
• How is Voice Biometrics revolutionising customer authentication processes at financial institutions?

Speakers:

Paulina Gomoła Head of Security, zondacrypto

Paweł Gora CEO, Quantum AI Foundation

Krzysztof Słotwiński CISO, BNP Paribas Bank Polska*

Moderator:

Beata Kwiatkowska Member, ISSA Polska

2:15 - 2:35 P.M. Passkeys in banking: implementation in production at BNP Paribas Bank Poland - architecture and practical experience

• From PoC to rollout - what the road looked like and what technical changes were necessary
• User registration and login process and integration without system modifications
• Challenges, lessons from implementation and plans for further expansion

Case:

Bartosz Cieszewski Solutions Architect, Secfense

Bartosz Miazga Security Architect, BNP Paribas Bank Polska

2:35 - 3:05 P.M. Harnessing the potential of AI Agent and data in finance

Debate:

• Agentic AI as the future of institution-customer interaction - a new dimension of embedded finance models
• How can fintechs take advantage of the opportunities presented by GenAI?
• How to integrate AI with existing systems? What are the challenges in implementing AI technologies?
• Generative artificial intelligence for the banking sector - unlocking growth opportunities versus optimising risk management
• Artificial intelligence-based data management in financial institutions

Speakers:

Jacek Dąbrowski Chief Artificial Intelligence Officer, Board Member, Synerise

Mariusz Ziemba Head of Technology Innovation Team, PKO Bank Polski

Moderator:

Marek Kozłowski Head of the AI Lab, OPI PIB Information Processing Institute – National Research Institute

3:05 P.M. LUNCH