8:30 - 9:00 a.m. Guest registration

9:00 - 9:15 a.m. Start of the conference

9:15 - 9:25 a.m. Grand opening of the conference

➢ Ignacy Niemczycki, Secretary of State, Prime Minister's Office

9:25 - 9:40 a.m. State of play – fintech & insurtech 2025+

Keynote address by the Program Council Chairs

➢ Marcin Petrykowski, Chairman of Program Council; CEO & Senior Advisor Finance and Technology

➢ Jan Kastory, Vice President of Program Council; Founding Partner, astorya.vc

➢ Paulina Skrzypińska, Vice Chairman of the Program Council; Chief Innovation Officer, BNP Paribas Bank Poland

FUTURE OF FINANCE & INVESTMENTS

9:40 - 9:55 a.m. Global scaling

From local successes to global ambitions - which path to take?

Practices of top founders in building and growing international tech companies

Opening Firechat

➢ Martin Markiewicz, CEO & Co-founder, Silent Eight

➢ Paulina Skrzypińska, Vice Chairwoman of the Program Council; Chief Innovation Officer, BNP Paribas Bank Poland

9:55 - 10:40 a.m. Strategic Growth Models. Driving Innovation

Inaugural debate

The fintech and insurtech industry in the context of market evolution. Where are we currently?

A model for innovation in the world of embedded finance. How is the integration of finance with other industries changing the sector?

Innovation ecosystem and needs for the future. Investment in innovative solutions and technological development in the fintech and insurtech industry

Managing strategic risk in a dynamic fintech environment. What strategies can help you create a unique brand and get the necessary funding?

Development of the 'just banks' model. Will this trend really affect the sector?

Building business models based on new data and risks in the financial and insurance industry

Speakers:

➢ Ewa Dąbrowska, Vice President, Signal Iduna

➢ Weronika Dejneka, Vice President, PZU Zdrowie

➢ Karolina Marzantowicz, Founder, Harbor4Growth

➢ Martin Markiewicz, CEO & Co-founder, Silent Eight

➢ Bartłomiej Nocoń, Member of the Board of the European Payments Council in Brussels, Director, Polish Bank Association

➢ Igor Rusinowski, President, Unilink Group

Moderation:

➣ Paulina Skrzypińska, Vice Chairwoman of the Program Council; Chief Innovation Officer, BNP Paribas Bank Poland

10:40 - 11:15 a.m. New Investment Dynamics. Bridging the Capital Gap

Debate

What steps are key to developing and strengthening the investment fund ecosystem in Poland and the CEE region?

The role of new technologies and fintechs in automating investment processes

Strategies for attracting foreign capital - how do investors perceive Poland and the region?

Capital gap and unstable access to capital - how to deal with this challenge?

Alternative sources of capital - EU + BGK + PFR programs

Speakers:

➢ Katarzyna Przewalska, Director of the Financial Market Development Department, Ministry of Finance

➢ Marcin Hejka, CO-founder & Managing Partner, OTB Ventures

➢ Jędrzej Iwaszkiewicz, CCO, The Heart

➢ Tomasz Stadnik, CEO, TFI PZU

Moderation:

➣ Jan Kastory, Vice-Chairman of the Program Council; Founding Partner, astorya.vc

11:15 - 11:40 a.m. BRUNCH & NETWORKING

CHANGING TECH LANDSCAPE

11:40 a.m. - 12:25 p.m. Shaping the Customer Experience in Financial Services

Debate

Agent-to-agent. How are digital agents changing customer interactions in the financial and insurance sectors?

Customer expectations in the digital age - what do users really want from financial and insurance services?

How do customer expectations affect the development of fintechs, insurtechs and digital services in banking?

Banks as networked businesses - how to adapt to new user needs and security requirements in an era of digital transformation?

Changes in financial services formats - how banks can effectively respond to new customer needs driven by fintech in the era of personalization and digitization

Hyper-personalization in digital customer acquisition

Speakers:

➢ Magdalena Macko-Gizińska, Member of the Management Board for Client Relations, Nationale-Nederlanden

➢ Szymon Mercik, Lider of Risk Transformation and Simplification, Santander Bank Espana

➢ Mariusz Ożga, Head of Strategy & Innovation, Santander Consumer Bank

➢ Marcin Wąsikowski, Managing Director of Sales and Sales Support Division for Bancassurance and Affinity, UNIQA

➢ Jakub Zielonka, Director of Individual Customer Department, mBank

➢ Marcin Żuchowicz, CEO, e-point

Moderation:

➣ Dagmara Lejszys, President, Lejszys Business Consulting

12:25 - 12:35 p.m. New-age InsurTech: how to handle peak loads, cash payouts, and fraud threats in 3 seconds

Case study

➢ Dalius Šimaitis, CEO, PortalPRO Holding

TECHNOLOGY LANDSCAPE #SECURITY #DATA & AI

12:35 - 12:50 p.m. Is the issue of our digital account security taken care of?

Case study

➢ Krzysztof Góźdź, Sales Manager, Secfense

12:50 - 1:35 p.m. Technologies in Security. Enhancing Operational Resilience

Debate

Increasing operational resilience - how can technology minimise human error and prevent system failures?

Security risk management or implementing tools to monitor financial risks and cyber threats

Fraud detection - using advanced technology (AI) to identify suspicious transactions

The importance of technology in the fight against phishing in the fintech and insurtech sectors

Automation and biometrics in the payment process - behavioural verification

Speakers:

➢ Joanna Ostrowska-Szajnfeld, Managing Director, IT Strategy, Architecture & Governance Line, BNP Paribas Bank Polska

➢ Lucyna Szaszkiewicz, CEO & Co-Founder, 1strike.io

➢ Artur Kurcweil, Head of Security Department, Bank Millennium

➢ Grzegorz Pawlicki, Member of the Management Board, CIO, Europa Ubezpieczenia, DI Embedded

➢ Artur Rudziński, Director of IT Risk and Continuity, Alior Bank

➢ Wojciech Twaróg, Director of Cyber Security, CISO, Nationale-Nederlanden

Moderation:

➣ Joanna Pruszyńska-Witkowska, Co-founder, Future Collars

1:35 - 1:45 p.m. What failures may be lurking in AML process automation?

Case study

➢ Krzysztof Borcz, CEO, Vercly

➢ Barbara Sworst, Director of the Payments Department, AON Polska

1:45 - 1:55 p.m. Automating insurance sales using a chatbot

Case study

➢ Robert Butzke, Managing Director, Polisa Online

1:55 - 2:35 p.m. DATA & AI. Challenges and Opportunites

Debate

Necessary measures to avoid data leaks and ensure continuity of business processes

How can data shortages be managed and gaps in information availability minimised?

Implementing artificial intelligence in organizations - how the role of the user and the adaptation of AI systems is changing

AI as a tool in customer communication - opportunities and challenges

Impact of AI on customer segmentation and service personalization - benefits and risks

Market needs versus regulatory uncertainty - how to understand and adapt to new AI-related regulations?

Speakers:

➢ Agnieszka Kobylańska, Chief Data Officer, BNP Paribas Bank Polska

➢ Katarzyna Tomczyk-Czykier, Director of the Retail Banking Innovation and Digitalization Division, Credit Agricole Bank Polska

➢ Adam Bujak, CEO, KYP.ai

➢ Maciej Natorski, Director of the Strategy and Innovation Department, Link4

➢ Michał Pastuszak, Head of Product, Synerise

➢ Marcin Tyrański, IT Strategy & Data Platform Departament Director, UNIQA

Moderation:

➣ dr Michał Nowakowski, Prezes Zarządu, Polska Organizacja Niebankowych Instytucji Płatności

2:35 - 2:45 p.m. Know-how of new regulations for business

Case study

➢ Monika Macura, Legal Counsel, The Macura Law Firm

2:45 - 3:10 p.m. New Rules of the Game. The Impact of the Changes on Busines

Debate 2+1

How do dynamic regulatory changes affect the business environment? Regulations vs. business practices

Do dynamic regulatory changes support or inhibit the innovation and growth of companies in the market?

DORA Regulation – Changes in Financial Sector Regulations. Fintech Conditions

Speakers:

➢ Magdalena Szwarc-Bakuła, Legal Area Director, General Counsel, Santander Bank Polska

➢ Radosław Kamiński, General Counsel, Allianz

Moderation:

➣ Monika Macura, Legal Counsel, The Macura Law Firm

3:10 - 3:35 p.m. COFFEE BREAK & NETWORKING

TECHNOLOGY LANDSCAPE #TECH TRENDS

3:35 - 4:00 p.m. Polish economy and business and sustainable development - ESG opportunities and possibilities

Debate 3+1

The importance of sustainability for the Polish market - how does ESG affect Polish companies and the financial sector?

Implementation of CSRD-compliant reporting - key challenges and best practices

Examples of green technologies - costs and benefits of implementing solutions

Opportunities ESG opens up for Polish companies on the international market

Speakers:

➢ Magda Andrejczuk, Director of Corporate Banking Sustainable Finanance Departament

➢ Joanna Gorczyca, Board Member, Responsible Business Forum, Director of the Sustainable Development Office, PZU

➢ Noemi Malska, Head EU, Findings

Moderation:

➣ Monika Marcinkowska, Professor of Economics, University of Łódź, Chairwoman of the Supervisory Board of ING Bank Śląski

4:00 - 4:10 p.m. The impact of artificial intelligence on health diagnosis and prevention - today's perspective and future predictions

Case study

➢ Marcin Dębiński, Head of Digital & Automation, Siemens Healthineers

4:10 - 4:45 p.m. DIGITAL ASSETS: Integrating Crypto and Traditional Finance

Debate

Digital currency and the integration of digital asset technology with traditional finance: What steps need to be taken to introduce it effectively into financial services?

Can digital assets become a stable and long-term investment option? Prospects and challenges

Security and regulation in the digital asset ecosystem: How can risk be effectively managed in the booming cryptocurrency market?

Speakers:

➢ Antonina Karwasińska, Director of Operations and Development Office, BM Bank Pekao

➢ Tomasz Mrozowski, Partner, MCI Capital

➢ Krzysztof Piech, Director; Professor at Lazarski University, Blockchain Technology Center at Lazarski University

➢ Łukasz Pierwienis, Country Manager, Binance

➢ Piotr Szopa, ZND Marketing Manager, zondacrypto

Moderation:

➣ Filip Pawczyński, CEO, Polish Bitcoin Association

4:45 p.m. Dinner