13.FinTech & 12.InsurTech Digital Congress

Day I
8:30 AM – 9:00 AM
Registration of Guests
9:00 AM – 9:10 AM
The opening ceremony of the conference
9:10 AM – 11:30 AM
11:30 AM – 11:50 AM
11:50 AM – 12:30 PM
Networking break
12:30 PM – 4:15 PM
12:30 PM – 1:55 PM
1:55 PM – 2:45 PM
2:45 PM – 4:15 PM
4:15 PM
Day II
9:00 AM – 9:30 AM
Registration of Guests
9:30 AM – 9:40 AM
Opening of the second day of the conference
9:40 AM – 11:40 AM
11:40 AM – 12:30 PM
12:30 AM – 1:00 PM
Networking break
1:00 PM – 2:30 PM
2:30 PM – 3:50 PM
3:50 PM

Detailed Program
13.FinTech & 12.InsurTech Digital Congress

Day I
17th May 2023

8:30-9:00 AM Registration of Guests

9:00-9:10 AM Opening of the Congress


9:10-9:25 AM The Opening Ceremony held by the Chairmen of the Advisory Boards

  • Marcin Petrykowski, Chairman of the Program Council of FinTech Digital Congress
  • Jan Kastory, Vice Chairman of the Program Council of InsurTech Digital Congress

9:25-10:05 AM The Global Fintech Landscape


  • How to remain resilient during a crisis? Focus on fintechs
  • Where is the fintech industry/ embedded finance industry at the moment?
  • Deepening of the global recession - challenges for banking and insurance sectors
  • New opportunities perspectives New generation of entrepreneurs
  • New opportunities and consequences for the European financial and insurance sector in terms of the geopolitical disturbances - macroeconomic challenges
  • How does the economic climate influence alternative funding sources based on data and technology?


  • Przemysław Koch, Board Member, VeloBank
  • Misha Rogalskiy, Co-Founder, Monobank
  • Leszek Skiba, The Chairman of the Board, Bank Pekao
  • Beata Stelmach, Non-Executive Director, Bank Millennium


  • Krzysztof Szubert, Vice President, PKO TFI

10:05-10:25 AM Power of Tech in Times of Crisis: Update and Lessons from Ukraine's Tech Scene


  • Konstantin Magaletskyi, Vice President, IT Ukraine Association
  • Marcin Petrykowski, Chairman of the Program Council of FinTech Digital Congress

10:25-11:10 AM The great market purge - jak przetrwać?


  • Market clearing as a consequence of the changing economic climate
  • Investments in the times of the digital economy. How to effectively increase your business opportunities?
  • Reasons for the slowdown in funding in Poland. Trial period for start-ups in the changeable environment. Banking VC
  • What is merely a buzzword, and what will bring profits in the uncertain environment?
  • Business realities of the Implementation of modern technology solutions. What to do further after the clearing process has finished?
  • What can drive the fintech industry? New trends and new opportunities
  • New business models and actualization of businesses. Where is a place for companies that are created? What are the risks, and what are the possibilities?
  • To what extent can start-ups constitute competition for banks?


  • Filip Berkowski, Investment Partner, MCI Capital
  • Ruslan Furtas, Horizon Capital, investors in Global Fintechs with Ukrainian teams/founders
  • Paulina Skrzypińska, Chief Innovation Officer, BNP Paribas Bank Polska


  • Justyna Duszyńska, CEO, Httpool

11:10-11:30 AM Growth of Fintech in our fast-changing world

Firechat and Q&A session

  • What matters most when creating a business, what drives it, how business models are created and which ones work, and how they thrive despite economic changes not only in Poland, but also in global markets
  • Mariusz Kurzac, CEO, SMEO
  • Wojciech Rokosz, CEO, Plenti


  • Krzysztof Bachta, Managing Partner, 4growth VC





12:30-12:45 PM Humanising AI-Driven News: Differentiating Reliable Predictions from Fads for Social and Commercial Impact in FinTech and InsurTech


  • Marty Zalewski, Global Business Leader in Mindful Commercialisation of Innovation

12:45 - 1:35 PM Synergy of data and artificial intelligence - the potential of technology in business


  • The revolution and development of the industries thanks to AI & Machine Learning. Is it the Future of the whole world or a source of threats?
  • Domination and introduction of solutions based on artificial intelligence
  • Opening for AI - GPT model. How to take advantage of the GTP potential in business? Security and legal aspects
  • When will financial transactions become smarter? The use of AI in financial institutions
  • Data is king. Innovations based on data - new business perspectives
  • How to build a competitive advantage based on data collection with the use of artificial intelligence
  • Will data access become crucial for the survival of start-ups entering the market?


  • Jacek Dąbrowski, Chief Artificial Intelligence Officer, Synerise
  • Karolina Marzantowicz, Chief of Growth, Board Member, A4BEE
  • Łukasz Michalczyk, Chief Data Officer, Link4
  • Justyna Ostrowska, Counsel, Allen & Overy
  • Rafał Strzelecki, Chief Executive Officer, CashDirector
  • Grzegorz Wolny, CDO, ING Bank Śląski


  • Piotr Mieczkowski, Managing Director, Digital Poland

1:35-1:45 PM What to do with the dinosaur in the basement? The evolution of ECM systems that can bury a company's fortunes to a cloud-ready and durable carrier


  • Aleksander Cudny, Project Coordinator, Prime Force

1:45-1:55 PM GG pays off, e-wallet in Gadu-Gadu messenger


  • Romuald Remus, Vice President of the Management Board, Fintecom, Gadu-Gadu


1:55-2:05 PM Modern FIDO authentication inside the company and with customers customers


  • Krzysztof Góźdź, Sales Manager, Secfence

2:05 - 2:45 PM How to be safe? Secure Fintech & Insurtech space


  • Security as a priority. Security and data protection in open banking. Transparency of information policy
  • Security implementations in the fintech and insurtech sectors. What is the most critical aspect of the industry? What is the greatest challenge?
  • The use of User Experience in building cybersecurity strategy
  • Security by design. Building security in processes at the planning stage
  • Enterprise security - adjusting the security program to the short- and long-term business objectives
  • Technology and processes of security programs
  • Security as a key to releasing the potential What technologies will be able to support cybersecurity?


  • Artur Drobiecki, VP of Sales, Limitless Technologies
  • Krzysztof Słotwiński, CSO, BNP Paribas Bank Polska
  • Marcin Tyrański, IT Strategy & Data Platform Departament Director, UNIQA Insurance Group
  • Łukasz Wojewoda, Director of the Cyber Security Department of the NPRM
  • Kamila Wincenciak, Director of the Department of Innovation and Fintech Partnerships, Alior Bank


  • Wojciech Ciemski, Founder,


2:45 - 2:55 PM A glimpse into the WEB 3.0 implementations


  • Jacek Figuła, CCO, Billon Group

2:55 - 3:10 PM Cryptocurrency payments as a new sales marketing method


  • Sławek Zawadzki, CEO, Kanga

3:10 - 3:20 PM Institutional adoption of digital assets


  • Joanna Kalmer, CEO, Cyferium

3:20 - 3:30 PM Fintech and blockchain streamlines local societies in Africa's countries


  • Radek Wierzbicki, General Director, Unsung Heroes Foundation

3:30 - 4:15 PM What is the potential of Blockchain?


  • Blockchain - is the new technology used prematurely?
  • The need for education to spread knowledge about Blockchain technology
  • What will the success of Blockchain depend on? The influence of fluctuations in the value on the crypto market and NFT
  • How does Blockchain generate infrastructural value and support the development of other sectors of the economy? Blockchain development perspective in a long term
  • How many solutions will the Polish market fit? - where is the space for Blockchain?
  • Does blockchain technology stand a chance in finances and other sectors of the economy?
  • What influence on banks’ efficiency does Blockchain have?
  • What significance does blockchain technology have in the development of insurance?


  • Andrzej Horoszczak, Founder, Chief Technology Officer, Billon
  • Mateusz Kara, CEO, Ari10
  • Arsalan Minhas, AVP, Sales Engineering – EMEA & APAC, Hyland
  • Krzysztof Piech, Lazarski University Professor, Director of Lazarski University Blockchain Technology Center
  • Ahmad Piraiee, Director at Startup Grind & CMO at Cobin Equity Crowdfunding
  • Mariusz Ziemba, Head of Technology Innovation Team, PKO Bank Polski


  • Mariusz Sperczyński, Founder, Blockenomy & ECOperNIC

4:15 PM Lunch

13.FinTech & 12.InsurTech Digital Congress

Day II
18th May 2023

9:00-9:30 AM Registration of Guests

9:30-9:40 AM Opening of the Congress


9:40-10:00 AM New trends in the financial industry – regulatory rebound

  • Embedded finance - what the front end can do, what the license provider must do
  • BNPL lending - supervision by The Polish Financial Supervision Authority (UKNF)
  • Cross-border services - MIP, VASP, unregulated services

The Introductory presentation:

  • dr Krzysztof Korus, Partner, DLK Legal Korus

10:00 - 10:50 AM New trends in the financial industry


  • What influences the popularity of alternative funding sources?
  • Why do non-bank loans become more and more attractive to customers?
    • Loans as a part of SME funding concerning the current economic situation
    • Peer-to-peer loans – better risk assessment
    • Digital currencies – financial services available via API integration as a new form of payment
  • How to manage money - from BNPL and cross-border services to open banking and investment platforms
  • What advantages does Embedded Finance offer?
    • Where is the potential of Embedded Finance?
    • Can we say that the new financial revolution has begun?
    • Embedded Finance as a default - measurable value for a customer
    • Does the Embedded Finance trend have development potential on loan and credit market?
  • Are sustainable finances sustainable? Revenue value & profits value. What defines the sustainable finances industry - the most important trends
  • S for society. What are the advantages of CSR?
  • How can institutions’ actions influence the realization of social objectives?


  • Tomasz Domagalski, Country Manager, Factris
  • Jakub Kachlicki, Financial Services Technology Director, Allegro
  • Monika Kania, Regional Business Development Director Central & Northern Europe at Vodeno / Independent Strategic Advisor
  • dr Krzysztof Korus, Partner, DLK Legal Korus
  • Mariusz Ożga, Head of Strategy & Innovation, Santander Consumer Bank
  • Wojciech Sass, CEO, Aion Bank


  • Bartłomiej Nocoń, Director, Polish Bank Association

10:50 - 11:00 AM Uninsurable and unsaleable homes - how many will there be in Poland due to climate change?


  • Kinga Kita-Wojciechowska, CEO & Founder, SkyBlu

11:00 - 11:15 AM Fueling innovation in the fintech industry

  • Map of instruments supporting the development of innovation in fintech development in the financial and insurance sectors
  • Research and development tax credit, pro-innovation tax credits, grants


  • Agnieszka Hrynkiewicz-Sudnik, Finance & Innovation BL Director, Ayming Poland

11:15 - 11:40 AM Is conquering the crypto space our future?

Debate 2+1:

  • The functioning of digital asset companies in perspective in recent years. New types of assets in perspective
  • How do Polish players in this market deal with the negative attitude of institutions?
  • What fate awaits CBDCs? What are the chances that digital currencies will cease to be an everyday way of paying?
  • Benefits and risks - how does open technology work in business? What security standards are in place?
  • What technologies and resources are currently securing cyberspace?
  • Is computing power a strategic asset?


  • Przemek Kowalczyk, Co-Founder, CPO, Ramp Network
  • Lech Wilczyński, Board Member, FiberPay


  • Filip Pawczyński, Vice President, The Blockchain and New Technologies Chamber of Commerce


11:40 - 11:50 AM The DORA regulation as the new "RODO" for IT in the financial sector

  • Is there a lot of work ahead for financial institutions?
  • What are the implications of the regulation for IT providers in the financial sector?
  • DORA vs. current regulations (outsourcing, Cloud Announcement)

The Introductory presentation:

  • Szymon Ciach, Counsel, Kochański & Partners

11:50 - 12:30 AM/PM Challenges in the context of legal changes in financial and insurance innovation


  • The impact of regulation on the financial and insurance sectors. What over-regulation of the system can protect against and limit it in
  • How can the market get prepared for the incoming changes? Do the new regulations stand a chance to drive the development of innovations?
  • Can regulations constitute an inspiration for the development of education among the young and their protection?
  • Data Act, DORA - The scale of the changes and the impact of the regulations on the data. A considerable change for service providers
  • Insurance underwriting - how to facilitate data capture for product optimization and profitability
  • Opportunities, challenges, and the Future of the regulatory landscape concerning crypto-currencies - MiCA Regulation. How many entities will have to be involved in the regulation of the digital market
  • Increased cyber security requirements - the impact of the NIS 2 directive on the banking and insurance sector


  • Wojciech Bolanowski, Board Member, Proekspert
  • Krzysztof Budzich, Deputy Director of the Financial Market Development Department, Ministry of Finance
  • Paweł Franczyk, Managing Director of the Digital Sales Channels Division., Alior Bank
  • Radosław Kamiński, General Counsel, Allianz
  • Paweł Roszkowski, Head of Compliance Department, UNIQA


  • Katarzyna Brzozowska, Managing Editor, PRAWO I FINANSE



1:00 - 1:20 PM Positive partnerships. Experiences of cooperation between insurance companies and insurtechs in Central Europe and future prospects

  • Expectations of insurers and insurtechs. Challenges
  • What technologies are crucial?


  • Adam Pasternak-Winiarski, Partner Associate, Actuarial & Insurance Solutions, Deloitte Advisory
  • Jan Kastory, Vice Chairman of the Program Council of InsurTech Digital Congress

1:20 - 2:10 PM Digital first. Development-orientation of the industry


  • How to rejuvenate insurance? Insurance sector future perspectives
  • How to efficiently introduce young people to the world of insurance? Methods of reaching the young generation
  • Automation and simplification of insurance processes
  • Why are the ESG ratings important for insurers?
  • What goals and challenges in the ESG should every insurance company make ahead of themselves?
  • Profitability as a target in the insurance sector - tools for actuaries
  • How to manage risk well to survive? Strategy modeling
  • Does insurance of non-tangible assets have a future in insurances?
  • Development of Embedded Insurance, Open Insurance as a trend accumulating insurtechs
  • What are the Polish insurtechs aiming at?
  • Will cyber policies (insurance against cyber threats) become more popular? What’s their Future?


  • Jarosław Czułek, Chief Executive Officer, Carrot
  • Jolanta Karny, Regional CEO North, Central, Eastern Europe, Allianz Partners
  • Tomasz Mańko, Vice President of the Management Board, PKO Ubezpieczenia
  • Grzegorz Pawlicki, Board Member, Chief Information Officer, Europa Ubezpieczenia
  • Michal Sterba, Co-Founder, TUITO
  • Marcin Warszewski, FSI Insurance Leader, Customer Strategy Leader, Deloitte Digital


  • Ida Krzemińska-Albrycht, Lead Editor, Cashless

2:10 - 2:20 PM Unlocking the Power of Embedded Insurance: Strategies for Success


  • Egidijus Kazlauskas, CEO, beesure_

2:20 - 2:30 PM AI and gamification - the way to get conscious customers


  • Michał Dworakowski, Managing Partner, iBooster. Polskie Polisy


2:30 - 3:10 PM Customer Experience - how to hear customer needs?


  • What will be the essential customer needs in 2023? Meeting customer expectations. How to retain your customer in terms of growing costs of living?
  • Is it possible to keep a high level of Customer Experience despite constant economic changes?
  • How to effectively shorten the distance to customers thanks to the relevant building of their loyalty?
  • The use of personalization possibilities increases the involvement of customers and their security.
  • Data in insurance as a win-win strategy trigger.
  • What value do distributors have in today’s insurance?
  • Does the ESG constitute a challenge for consumer protection? The ESG aspect as a crucial factor in customer choice- and the decision-making process. How will the financial and insurance sector efficiently help customers under the ESG?


  • Aleksandra Gorbacz-Andruk, Director of Customer Experience, Nationale-Nederlanden
  • Małgorzata Kamińska, Managing Director of Transformation & Customer Experience Development, BNP Paribas Bank Polska
  • Agnieszka Książek, Director of Marketing and Public Relations, Voice of Customer, Wiener TU S.A. Vienna Insurance Group
  • Katarzyna Tomczyk-Czykier, Managing Director of Channel Excellence and Omnichannel Orchestration and Seamless Daily Banking, Credit Agricole
  • Jan Zimowicz, Board Member, Aegon TUnŻ


  • Edyta Tararuj, Director of Product Development Office, PKO Bank Polski

3:10 - 3:50 PM Employees Experience Management


  • How the needs and expectations of employees in the market have changed over the past three years?
  • Well-being as an element of competition for employees
  • Labor market. Hiring specialists in fields that are growing rapidly
  • How to support employees in difficult situations? How to build employee resilience in times of economic and political uncertainty? Support in obtaining employment
  • How much industry competitiveness can ensure job stability?
  • Investing in employee engagement and development. How to fill the employee gap?
  • How to build an effective wellbeing strategy in a company?
  • Work-life balance as one of the biggest challenges for employees
  • How to provide effective employee health care? What does it really mean?
  • To what extent is technology a support for the employee? Technological innovations


  • Magdalena Krajewska-Chmielewska, Director of the Center for HR Expertise, Nationale-Nederlanden
  • Sylwia Masłowska, Consulting Director, Fintech in Netguru
  • Anna Podlewska, Director of Strategic HR Initiatives, Credit Agricole Bank Polska
  • Domiziano Pontone, Chief Corporate Sales Officer, Gi Group Holding
  • Anna Streżyńska, CEO, MC2 Innovations


  • Andrzej Osuch, Director of Business Transformation, LUX MED Group

3:50 PM Lunch

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*The organizer reserves the right to change the agenda and to change the place and date of the event