Program
13.FinTech & 12.InsurTech Digital Congress
Detailed Program
13.FinTech & 12.InsurTech Digital Congress
Day I
17th May 2023
8:30-9:00 AM Registration of Guests
9:00-9:10 AM Opening of the Congress
THE GREAT MARKET PURGE
9:10-9:25 AM The Opening Ceremony held by the Chairmen of the Advisory Boards
- Marcin Petrykowski, Chairman of the Program Council of FinTech Digital Congress
- Jan Kastory, Vice Chairman of the Program Council of InsurTech Digital Congress
9:25-10:05 AM The Global Fintech Landscape
Debate:
- How to remain resilient during a crisis? Focus on fintechs
- Where is the fintech industry/ embedded finance industry at the moment?
- Deepening of the global recession - challenges for banking and insurance sectors
- New opportunities perspectives New generation of entrepreneurs
- New opportunities and consequences for the European financial and insurance sector in terms of the geopolitical disturbances - macroeconomic challenges
- How does the economic climate influence alternative funding sources based on data and technology?
Speakers:
- Przemysław Koch, Board Member, VeloBank
- Misha Rogalskiy, Co-Founder, Monobank
- Leszek Skiba, The Chairman of the Board, Bank Pekao
- Beata Stelmach, Non-Executive Director, Bank Millennium
Moderator:
- Krzysztof Szubert, Vice President, PKO TFI
10:05-10:25 AM Power of Tech in Times of Crisis: Update and Lessons from Ukraine's Tech Scene
Speech:
- Konstantin Magaletskyi, Vice President, IT Ukraine Association
- Marcin Petrykowski, Chairman of the Program Council of FinTech Digital Congress
10:25-11:10 AM The great market purge - jak przetrwać?
Debate:
- Market clearing as a consequence of the changing economic climate
- Investments in the times of the digital economy. How to effectively increase your business opportunities?
- Reasons for the slowdown in funding in Poland. Trial period for start-ups in the changeable environment. Banking VC
- What is merely a buzzword, and what will bring profits in the uncertain environment?
- Business realities of the Implementation of modern technology solutions. What to do further after the clearing process has finished?
- What can drive the fintech industry? New trends and new opportunities
- New business models and actualization of businesses. Where is a place for companies that are created? What are the risks, and what are the possibilities?
- To what extent can start-ups constitute competition for banks?
Speakers:
- Filip Berkowski, Investment Partner, MCI Capital
- Ruslan Furtas, Horizon Capital, investors in Global Fintechs with Ukrainian teams/founders
- Paulina Skrzypińska, Chief Innovation Officer, BNP Paribas Bank Polska
Moderator:
- Justyna Duszyńska, CEO, Httpool
11:10-11:30 AM Growth of Fintech in our fast-changing world
Firechat and Q&A session
- What matters most when creating a business, what drives it, how business models are created and which ones work, and how they thrive despite economic changes not only in Poland, but also in global markets
- Mariusz Kurzac, CEO, SMEO
- Wojciech Rokosz, CEO, Plenti
Moderator:
- Krzysztof Bachta, Managing Partner, 4growth VC
11:30 - 11:50 PM FINTECH & INSURTECH AWARDS COMPETITION CEREMONY

11:50:12:30 PM NETWORKING BREAK
BEAUTIFUL TIME IN TERMS OF TECHNOLOGY
#ARTIFICIAL INTELLIGENCE & DATA KINGDOM
12:30-12:45 PM Humanising AI-Driven News: Differentiating Reliable Predictions from Fads for Social and Commercial Impact in FinTech and InsurTech
Speech:
- Marty Zalewski, Global Business Leader in Mindful Commercialisation of Innovation
12:45 - 1:35 PM Synergy of data and artificial intelligence - the potential of technology in business
Debate:
- The revolution and development of the industries thanks to AI & Machine Learning. Is it the Future of the whole world or a source of threats?
- Domination and introduction of solutions based on artificial intelligence
- Opening for AI - GPT model. How to take advantage of the GTP potential in business? Security and legal aspects
- When will financial transactions become smarter? The use of AI in financial institutions
- Data is king. Innovations based on data - new business perspectives
- How to build a competitive advantage based on data collection with the use of artificial intelligence
- Will data access become crucial for the survival of start-ups entering the market?
Speakers:
- Jacek Dąbrowski, Chief Artificial Intelligence Officer, Synerise
- Karolina Marzantowicz, Chief of Growth, Board Member, A4BEE
- Łukasz Michalczyk, Chief Data Officer, Link4
- Justyna Ostrowska, Counsel, Allen & Overy
- Rafał Strzelecki, Chief Executive Officer, CashDirector
- Grzegorz Wolny, CDO, ING Bank Śląski
Moderator:
- Piotr Mieczkowski, Managing Director, Digital Poland
1:35-1:45 PM What to do with the dinosaur in the basement? The evolution of ECM systems that can bury a company's fortunes to a cloud-ready and durable carrier
Case:
- Aleksander Cudny, Project Coordinator, Prime Force
1:45-1:55 PM GG pays off, e-wallet in Gadu-Gadu messenger
Case:
- Romuald Remus, Vice President of the Management Board, Fintecom, Gadu-Gadu
#CYBERSECURITY
1:55-2:05 PM Modern FIDO authentication inside the company and with customers customers
Case:
- Krzysztof Góźdź, Sales Manager, Secfence
2:05 - 2:45 PM How to be safe? Secure Fintech & Insurtech space
Debate:
- Security as a priority. Security and data protection in open banking. Transparency of information policy
- Security implementations in the fintech and insurtech sectors. What is the most critical aspect of the industry? What is the greatest challenge?
- The use of User Experience in building cybersecurity strategy
- Security by design. Building security in processes at the planning stage
- Enterprise security - adjusting the security program to the short- and long-term business objectives
- Technology and processes of security programs
- Security as a key to releasing the potential What technologies will be able to support cybersecurity?
Speakers:
- Artur Drobiecki, VP of Sales, Limitless Technologies
- Krzysztof Słotwiński, CSO, BNP Paribas Bank Polska
- Marcin Tyrański, IT Strategy & Data Platform Departament Director, UNIQA Insurance Group
- Łukasz Wojewoda, Director of the Cyber Security Department of the NPRM
- Kamila Wincenciak, Director of the Department of Innovation and Fintech Partnerships, Alior Bank
Moderator:
- Wojciech Ciemski, Founder, SecurityBezTabu.pl
#BLOCKCHAIN
2:45 - 2:55 PM A glimpse into the WEB 3.0 implementations
Case:
- Jacek Figuła, CCO, Billon Group
2:55 - 3:10 PM Cryptocurrency payments as a new sales marketing method
Case:
- Sławek Zawadzki, CEO, Kanga
3:10 - 3:20 PM Institutional adoption of digital assets
Case:
- Joanna Kalmer, CEO, Cyferium
3:20 - 3:30 PM Fintech and blockchain streamlines local societies in Africa's countries
Case:
- Radek Wierzbicki, General Director, Unsung Heroes Foundation
3:30 - 4:15 PM What is the potential of Blockchain?
Debate:
- Blockchain - is the new technology used prematurely?
- The need for education to spread knowledge about Blockchain technology
- What will the success of Blockchain depend on? The influence of fluctuations in the value on the crypto market and NFT
- How does Blockchain generate infrastructural value and support the development of other sectors of the economy? Blockchain development perspective in a long term
- How many solutions will the Polish market fit? - where is the space for Blockchain?
- Does blockchain technology stand a chance in finances and other sectors of the economy?
- What influence on banks’ efficiency does Blockchain have?
- What significance does blockchain technology have in the development of insurance?
Speakers:
- Andrzej Horoszczak, Founder, Chief Technology Officer, Billon
- Mateusz Kara, CEO, Ari10
- Arsalan Minhas, AVP, Sales Engineering – EMEA & APAC, Hyland
- Krzysztof Piech, Lazarski University Professor, Director of Lazarski University Blockchain Technology Center
- Ahmad Piraiee, Director at Startup Grind & CMO at Cobin Equity Crowdfunding
- Mariusz Ziemba, Head of Technology Innovation Team, PKO Bank Polski
Moderator:
- Mariusz Sperczyński, Founder, Blockenomy & ECOperNIC
4:15 PM Lunch
Agenda
13.FinTech & 12.InsurTech Digital Congress
Day II
18th May 2023
9:00-9:30 AM Registration of Guests
9:30-9:40 AM Opening of the Congress
ECOSYSTEM FINANCIAL SERVICES
9:40-10:00 AM New trends in the financial industry – regulatory rebound
- Embedded finance - what the front end can do, what the license provider must do
- BNPL lending - supervision by The Polish Financial Supervision Authority (UKNF)
- Cross-border services - MIP, VASP, unregulated services
The Introductory presentation:
- dr Krzysztof Korus, Partner, DLK Legal Korus
10:00 - 10:50 AM New trends in the financial industry
Debate:
- What influences the popularity of alternative funding sources?
- Why do non-bank loans become more and more attractive to customers?
- Loans as a part of SME funding concerning the current economic situation
- Peer-to-peer loans – better risk assessment
- Digital currencies – financial services available via API integration as a new form of payment
- How to manage money - from BNPL and cross-border services to open banking and investment platforms
- What advantages does Embedded Finance offer?
- Where is the potential of Embedded Finance?
- Can we say that the new financial revolution has begun?
- Embedded Finance as a default - measurable value for a customer
- Does the Embedded Finance trend have development potential on loan and credit market?
- Are sustainable finances sustainable? Revenue value & profits value. What defines the sustainable finances industry - the most important trends
- S for society. What are the advantages of CSR?
- How can institutions’ actions influence the realization of social objectives?
Speakers:
- Tomasz Domagalski, Country Manager, Factris
- Jakub Kachlicki, Financial Services Technology Director, Allegro
- Monika Kania, Regional Business Development Director Central & Northern Europe at Vodeno / Independent Strategic Advisor
- dr Krzysztof Korus, Partner, DLK Legal Korus
- Mariusz Ożga, Head of Strategy & Innovation, Santander Consumer Bank
- Wojciech Sass, CEO, Aion Bank
Moderator:
- Bartłomiej Nocoń, Director, Polish Bank Association
10:50 - 11:00 AM Uninsurable and unsaleable homes - how many will there be in Poland due to climate change?
Case:
- Kinga Kita-Wojciechowska, CEO & Founder, SkyBlu
11:00 - 11:15 AM Fueling innovation in the fintech industry
- Map of instruments supporting the development of innovation in fintech development in the financial and insurance sectors
- Research and development tax credit, pro-innovation tax credits, grants
Case:
- Agnieszka Hrynkiewicz-Sudnik, Finance & Innovation BL Director, Ayming Poland
11:15 - 11:40 AM Is conquering the crypto space our future?
Debate 2+1:
- The functioning of digital asset companies in perspective in recent years. New types of assets in perspective
- How do Polish players in this market deal with the negative attitude of institutions?
- What fate awaits CBDCs? What are the chances that digital currencies will cease to be an everyday way of paying?
- Benefits and risks - how does open technology work in business? What security standards are in place?
- What technologies and resources are currently securing cyberspace?
- Is computing power a strategic asset?
Speakers:
- Przemek Kowalczyk, Co-Founder, CPO, Ramp Network
- Lech Wilczyński, Board Member, FiberPay
Moderator:
- Filip Pawczyński, Vice President, The Blockchain and New Technologies Chamber of Commerce
THE EVOLVING INSTITUTIONAL LANDSCAPE
11:40 - 11:50 AM The DORA regulation as the new "RODO" for IT in the financial sector
- Is there a lot of work ahead for financial institutions?
- What are the implications of the regulation for IT providers in the financial sector?
- DORA vs. current regulations (outsourcing, Cloud Announcement)
The Introductory presentation:
- Szymon Ciach, Counsel, Kochański & Partners
11:50 - 12:30 AM/PM Challenges in the context of legal changes in financial and insurance innovation
Debate:
- The impact of regulation on the financial and insurance sectors. What over-regulation of the system can protect against and limit it in
- How can the market get prepared for the incoming changes? Do the new regulations stand a chance to drive the development of innovations?
- Can regulations constitute an inspiration for the development of education among the young and their protection?
- Data Act, DORA - The scale of the changes and the impact of the regulations on the data. A considerable change for service providers
- Insurance underwriting - how to facilitate data capture for product optimization and profitability
- Opportunities, challenges, and the Future of the regulatory landscape concerning crypto-currencies - MiCA Regulation. How many entities will have to be involved in the regulation of the digital market
- Increased cyber security requirements - the impact of the NIS 2 directive on the banking and insurance sector
Speakers:
- Wojciech Bolanowski, Board Member, Proekspert
- Krzysztof Budzich, Deputy Director of the Financial Market Development Department, Ministry of Finance
- Paweł Franczyk, Managing Director of the Digital Sales Channels Division., Alior Bank
- Radosław Kamiński, General Counsel, Allianz
- Paweł Roszkowski, Head of Compliance Department, UNIQA
Moderator:
- Katarzyna Brzozowska, Managing Editor, PortalNGO.pl PRAWO I FINANSE
12:30 - 1:00 PM NETWORKING BREAK
INSURTECH - INSURANCE SECTOR FUTURE PERSPECTIVES
1:00 - 1:20 PM Positive partnerships. Experiences of cooperation between insurance companies and insurtechs in Central Europe and future prospects
- Expectations of insurers and insurtechs. Challenges
- What technologies are crucial?
Report:
- Adam Pasternak-Winiarski, Partner Associate, Actuarial & Insurance Solutions, Deloitte Advisory
- Jan Kastory, Vice Chairman of the Program Council of InsurTech Digital Congress
1:20 - 2:10 PM Digital first. Development-orientation of the industry
Debate:
- How to rejuvenate insurance? Insurance sector future perspectives
- How to efficiently introduce young people to the world of insurance? Methods of reaching the young generation
- Automation and simplification of insurance processes
- Why are the ESG ratings important for insurers?
- What goals and challenges in the ESG should every insurance company make ahead of themselves?
- Profitability as a target in the insurance sector - tools for actuaries
- How to manage risk well to survive? Strategy modeling
- Does insurance of non-tangible assets have a future in insurances?
- Development of Embedded Insurance, Open Insurance as a trend accumulating insurtechs
- What are the Polish insurtechs aiming at?
- Will cyber policies (insurance against cyber threats) become more popular? What’s their Future?
Speakers:
- Jarosław Czułek, Chief Executive Officer, Carrot
- Jolanta Karny, Regional CEO North, Central, Eastern Europe, Allianz Partners
- Tomasz Mańko, Vice President of the Management Board, PKO Ubezpieczenia
- Grzegorz Pawlicki, Board Member, Chief Information Officer, Europa Ubezpieczenia
- Michal Sterba, Co-Founder, TUITO
- Marcin Warszewski, FSI Insurance Leader, Customer Strategy Leader, Deloitte Digital
Moderator:
- Ida Krzemińska-Albrycht, Lead Editor, Cashless
2:10 - 2:20 PM Unlocking the Power of Embedded Insurance: Strategies for Success
Case:
- Egidijus Kazlauskas, CEO, beesure_
2:20 - 2:30 PM AI and gamification - the way to get conscious customers
Case:
- Michał Dworakowski, Managing Partner, iBooster. Polskie Polisy
HUMAN EXPERIENCE
2:30 - 3:10 PM Customer Experience - how to hear customer needs?
Debate:
- What will be the essential customer needs in 2023? Meeting customer expectations. How to retain your customer in terms of growing costs of living?
- Is it possible to keep a high level of Customer Experience despite constant economic changes?
- How to effectively shorten the distance to customers thanks to the relevant building of their loyalty?
- The use of personalization possibilities increases the involvement of customers and their security.
- Data in insurance as a win-win strategy trigger.
- What value do distributors have in today’s insurance?
- Does the ESG constitute a challenge for consumer protection? The ESG aspect as a crucial factor in customer choice- and the decision-making process. How will the financial and insurance sector efficiently help customers under the ESG?
Speakers:
- Aleksandra Gorbacz-Andruk, Director of Customer Experience, Nationale-Nederlanden
- Małgorzata Kamińska, Managing Director of Transformation & Customer Experience Development, BNP Paribas Bank Polska
- Agnieszka Książek, Director of Marketing and Public Relations, Voice of Customer, Wiener TU S.A. Vienna Insurance Group
- Katarzyna Tomczyk-Czykier, Managing Director of Channel Excellence and Omnichannel Orchestration and Seamless Daily Banking, Credit Agricole
- Jan Zimowicz, Board Member, Aegon TUnŻ
Moderator:
- Edyta Tararuj, Director of Product Development Office, PKO Bank Polski
3:10 - 3:50 PM Employees Experience Management
Debate:
- How the needs and expectations of employees in the market have changed over the past three years?
- Well-being as an element of competition for employees
- Labor market. Hiring specialists in fields that are growing rapidly
- How to support employees in difficult situations? How to build employee resilience in times of economic and political uncertainty? Support in obtaining employment
- How much industry competitiveness can ensure job stability?
- Investing in employee engagement and development. How to fill the employee gap?
- How to build an effective wellbeing strategy in a company?
- Work-life balance as one of the biggest challenges for employees
- How to provide effective employee health care? What does it really mean?
- To what extent is technology a support for the employee? Technological innovations
Speakers:
- Magdalena Krajewska-Chmielewska, Director of the Center for HR Expertise, Nationale-Nederlanden
- Sylwia Masłowska, Consulting Director, Fintech in Netguru
- Anna Podlewska, Director of Strategic HR Initiatives, Credit Agricole Bank Polska
- Domiziano Pontone, Chief Corporate Sales Officer, Gi Group Holding
- Anna Streżyńska, CEO, MC2 Innovations
Moderator:
- Andrzej Osuch, Director of Business Transformation, LUX MED Group
3:50 PM Lunch
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**The organizer reserves the right to change the agenda
*The organizer reserves the right to change the agenda and to change the place and date of the event