Program

8:30-9:00 a.m. Registration of Guests

9:00 -9:10 a.m. The opening of the Congress

BLOCK NEW CHALLENGES & NEW OPPORTUNITIES

9:10 - 9:30 a.m. Embedded Finance and the Rise of Insurtech

The Inaugural Speech held by the Chairmen of the Advisory Board

9:30- 09:45 a.m. Presentation Keynote Speech

• Natalia Brzezinski, Expert in the fintech sector

9:45 - 10:20 a.m. New challenges & new opportunities

Inauguration debate:

• Why is 2024 significant? Emerging changes in embedded finance. Insurance and financial models
• Rise of insurtech. What factors influence the development of the sector?
• New investment prospects. How is change revolutionising the fintech and insurtech industries?
• Evolution of embedded products:
  • How has the embedded finance landscape changed? How is it developing, and in which direction is it heading?
  • Difficulties of the embedded insurance. Industry Recap
  • Examples from the market in the embedded area
• A strategy for building a super app in Poland. Opportunities to implement other products in banks
• How banks see bancassurance through the use of technology

Speakers:

• Aleksandra Sroka-Krzyżak, VP Group Strategy, M&A & Corporate Development, Allegro
• Adam Wandachowicz, Country Manager, Toyota Insurance Services, Poland Branch
• Adam Niewiński, Co-Founder & General Partner, OTB Ventures*

10:20 - 10:50 a.m. Embedded in the spotlight

The debate

• Significance of the trend in the area of embedded finance & embedded insurance
• Profitability vs product fit. How to achieve balance?
• How can embedded products be incorporated to make them profitable? Manners of use
• Why are customers defensive about embedded insurance? User engagement and product offering
• How can embedded products be effectively woven into the customer's buying process and offered attractive solutions? Multifunctional applications
• The openness of banks to sell online loans to new customers is a barrier to the growth of embedded lending
• Embedded products and expectations of Generation Z - how to tap into customer emotions? Evolution of business models

Speakers:

• Katarzyna Tomczyk-Czykier, Director of the Retail Banking Innovation and Digitalization Division, Bank Credit Agricole
• Arkadiusz Zaremba, Managing Director, OtoMoto Pay
• Representative insurance sector

10:50 - 11:00 a.m. Innovations in online vehicle financing

Case study

• Arkadiusz Zaremba, Managing Director, OtoMoto Pay

11:00 - 11:10 a.m. BuyNowPayLater for Insurance sector (TBD)

Case study

• Radosław Dylik, Board member responsible for Sales and Marketing, Paytree

11:10 - 11:25 Title to be determined

Case study

• Representative Predictive Solutions

11:25 - 12:05 a.m. Tech-savvy. Innovation in the financial and insurance sectors

The Debate

• Impact of trends and changes in the sector. Revolution in the development of insurtech companies
• Financing of insurtech companies and market correction. How to encourage big insurance players to invest in insurtechs?
• How to engage customers with technology? GenZ and Silver - new customer segments in the digital sphere as a challenge for fintechs and insurtechs
• Innovations in B2C and B2B fintech solutions:
  • Fintechization of banking services - is the only way for the banking sector to follow fintechs?
  • Transformation and new forms of payment. Could it be more convenient?
• Neobanks and their impact on modern banking or innovative digital services
• What role will e-commerce play in banking? Development of in-house e-commercials in the financial sector
• Cross border e-commerce - supporting domestic merchants to expand abroad as a challenge for the fintech sector

Speakers:

• Łukasz Dwulit, Head of Business Development, Klarna
• Katarzyna Wojdyła, Vice President, Link4
• Magdalena Zmitrowicz, Vice President, Bank Pekao

12:05 - 12:15 p.m. Fintech plays green. Sustainability direction (TBD)

Case study

12:15 - 12:45 PM NETWORKING BREAK

BLOCK TRANSFORMATIONS ON THE HORIZON

12:45 - 12:55 p.m. Flexible solutions for the insurance sector (TBD)

Case Study

• Representative Polskie Polisy, iBooster

12:55 - 1:05 p.m. Remote contract signing and identity verification. Why are we still stuck with half-digitized processes? Full transformation of e-signing with e-identification at your fingertips

Case Study

• Maciej Zygmański, Business Development Manager, SIGNIUS

#ARTIFICIAL INTELLIGENCE

13:05 - 13:15 The use of artificial intelligence (TBD)

Case Study

• Representative Dollarro.Com

1:15 - 1:55 PM AI. Risk or advantage?

The debate

• Risk or possibilities? What factors determine competitive advantage in the AI market?
• Democratization of AI. Impact on the investment market
• Ethical AI. Methods of implementation in practice
• Quality assurance in AI. Using AI to optimise finances, automate tasks and build efficiencies
• AI's ability to detect patterns and anomalies. Enhance the security of financial transactions and prevent fraud and cyber-attacks
• Will car companies introduce pay-how-you-drive insurance based on telematics data?
• What are the main technological developments after AI? Analysis of the prospects for technological development after the era of artificial intelligence

Speakers:

• Rafał Strzelecki, CEO, Cash Director
• Anita Bogusz, Członek Zarządu, Chief Risk Officer, Nationale-Nederlanden
• Representative financial sector

1:55 - 2:05 p.m. Innovative strategies of risk management: Revolution in cost and risk with automation of AML and KYC/KYB verification processes

Case study

• Krzysztof Borcz, Founder & CEO, Vercly
• Elżbieta Tomaszewska, Head of Transaction Risk & AML, Polskie ePłatności

2:05 - 2:15 p.m. Innovative finance/insurance - using artificial intelligence (TBD)

Case study

• Representative Synapze

2:15 - 2:25 p.m. Future solutions in the present - artificial intelligence in life insurance claims handling

Case study

• Monika Jaroń-Kornatka, Tribe Leader – Director of Operational and Financial Excellence Department, UNIQA TU na Życie

#SECURITY & DATA & REGTECH

2:25 - 2:40 a.m. Cooperation of a mature Insurance Company with a startup in the field of user identity security and compliance with KNF and DORA requirements

Case Study

• Krzysztof Góźdź, Sales Director, Secfense
• Iwona Kondracka, Managing Director of Technology and Insurance Digitization, SALTUS Ubezpieczenia

2:40 - 2:55 RegTech (TBD)

Introductory presentation

• dr Krzysztof Korus, Partner, DLK Legal

2:55 - 3:30 p.m. Security & Data & RegTech

The debate

• Cybersecurity is a priority. How can we prevent the rising tide of cyberattacks in the insurance and banking sectors?
• Demand for new technologies related to cybersecurity. Countering hybrid warfare
• Data protection challenges in the context of moving data between different cloud platforms. Correlation with Big Tech
• Selecting the appropriate security and prevention activities of AML as a service through the prism of data intrusion and its sources
• Regtech - how is the regulatory puzzle changing? Landscape of the Data Act
• DSA - Digital Services Act. Sovereign identity and data access - how to protect data?
• AI Act: The first regulation of artificial intelligence. Shaping the future of AI

Speakers:

• dr Krzysztof Korus, Partner, DLK Legal Korus
• Representative financial sector
• Representative insurance sector

3:30 - 3:40 p.m. Using data analytics to understand the customer better

Case Study

3:40 - 4:10 Healthtech horizons. Exploring the future of insurance and care

Debata

• Impact of the healthcare sector on the development of the insurtech market
• The importance of partnerships between mature insurers and insurtechs and healthtechs. Business risks associated with innovation, the culture of innovation
• The need for a systemic development of a fast-track certification and reimbursement path for healthtech innovations
• Imbalance between beneficiary (public health service) and payer (private insurer) in prevention and preventive solutions as an argument for cooperation between private and public sectors

Speakers:

• Representative MedTech
• Representative insurance sector
• Representative financial sector

4:10 PM LUNCH