Program

Agenda
13.FinTech & 12.InsurTech Digital Congress

9:00-9:30 AM Registration of Guests

9:30-9:40 AM Opening of the Congress

ECOSYSTEM FINANCIAL SERVICES

9:40-10:00 AM New trends in the financial industry – regulatory rebound

• Embedded finance - what the front end can do, what the license provider must do
• BNPL lending - supervision by The Polish Financial Supervision Authority (UKNF)
• Cross-border services - MIP, VASP, unregulated services

The Introductory presentation:

• dr Krzysztof Korus, Partner, DLK Legal Korus

10:00 - 10:50 AM New trends in the financial industry

Debate:

• What influences the popularity of alternative funding sources?
• Why do non-bank loans become more and more attractive to customers?
  • Loans as a part of SME funding concerning the current economic situation
  • Peer-to-peer loans – better risk assessment
  • Digital currencies – financial services available via API integration as a new form of payment
• How to manage money - from BNPL and cross-border services to open banking and investment platforms
• What advantages does Embedded Finance offer?
  • Where is the potential of Embedded Finance?
  • Can we say that the new financial revolution has begun?
  • Embedded Finance as a default - measurable value for a customer
  • Does the Embedded Finance trend have development potential on loan and credit market?
• Are sustainable finances sustainable? Revenue value & profits value. What defines the sustainable finances industry - the most important trends
• S for society. What are the advantages of CSR?
• How can institutions’ actions influence the realization of social objectives?

Speakers:

• Tomasz Domagalski, Country Manager, Factris
• Jakub Kachlicki, Financial Services Technology Director, Allegro
• Monika Kania, Regional Business Development Director Central & Northern Europe at Vodeno / Independent Strategic Advisor
• dr Krzysztof Korus, Partner, DLK Legal Korus
• Mariusz Ożga, Head of Strategy & Innovation, Santander Consumer Bank
• Wojciech Sass, CEO, Aion Bank

Moderator:

• Bartłomiej Nocoń, Director, Polish Bank Association

10:50 - 11:00 AM Uninsurable and unsaleable homes - how many will there be in Poland due to climate change?

Case:

• Kinga Kita-Wojciechowska, CEO & Founder, SkyBlu

11:00 - 11:15 AM Fueling innovation in the fintech industry

• Map of instruments supporting the development of innovation in fintech development in the financial and insurance sectors
• Research and development tax credit, pro-innovation tax credits, grants

Case:

• Agnieszka Hrynkiewicz-Sudnik, Finance & Innovation BL Director, Ayming Poland

11:15 - 11:40 AM Is conquering the crypto space our future?

Debate 2+1:

• The functioning of digital asset companies in perspective in recent years. New types of assets in perspective
• How do Polish players in this market deal with the negative attitude of institutions?
• What fate awaits CBDCs? What are the chances that digital currencies will cease to be an everyday way of paying?
• Benefits and risks - how does open technology work in business? What security standards are in place?
• What technologies and resources are currently securing cyberspace?
• Is computing power a strategic asset?

Speakers:

• Przemek Kowalczyk, Co-Founder, CPO, Ramp Network
• Lech Wilczyński, Board Member, FiberPay

Moderator:

• Filip Pawczyński, Vice President, The Blockchain and New Technologies Chamber of Commerce

THE EVOLVING INSTITUTIONAL LANDSCAPE

11:40 - 11:50 AM The DORA regulation as the new "RODO" for IT in the financial sector

• Is there a lot of work ahead for financial institutions?
• What are the implications of the regulation for IT providers in the financial sector?
• DORA vs. current regulations (outsourcing, Cloud Announcement)

The Introductory presentation:

• Szymon Ciach, Counsel, Kochański & Partners

11:50 - 12:30 AM/PM Challenges in the context of legal changes in financial and insurance innovation

Debate:

• The impact of regulation on the financial and insurance sectors. What over-regulation of the system can protect against and limit it in
• How can the market get prepared for the incoming changes? Do the new regulations stand a chance to drive the development of innovations?
• Can regulations constitute an inspiration for the development of education among the young and their protection?
• Data Act, DORA - The scale of the changes and the impact of the regulations on the data. A considerable change for service providers
• Insurance underwriting - how to facilitate data capture for product optimization and profitability
• Opportunities, challenges, and the Future of the regulatory landscape concerning crypto-currencies - MiCA Regulation. How many entities will have to be involved in the regulation of the digital market
• Increased cyber security requirements - the impact of the NIS 2 directive on the banking and insurance sector

Speakers:

• Wojciech Bolanowski, Board Member, Proekspert
• Krzysztof Budzich, Deputy Director of the Financial Market Development Department, Ministry of Finance
• Paweł Franczyk, Managing Director of the Digital Sales Channels Division., Alior Bank
• Radosław Kamiński, General Counsel, Allianz
• Paweł Roszkowski, Head of Compliance Department, UNIQA

Moderator:

• Katarzyna Brzozowska, Managing Editor, PortalNGO.pl PRAWO I FINANSE

12:30 - 1:00 PM NETWORKING BREAK

INSURTECH - INSURANCE SECTOR FUTURE PERSPECTIVES

1:00 - 1:20 PM Positive partnerships. Experiences of cooperation between insurance companies and insurtechs in Central Europe and future prospects

• Expectations of insurers and insurtechs. Challenges
• What technologies are crucial?

Report:

• Adam Pasternak-Winiarski, Partner Associate, Actuarial & Insurance Solutions, Deloitte Advisory
• Jan Kastory, Vice Chairman of the Program Council of InsurTech Digital Congress

1:20 - 2:10 PM Digital first. Development-orientation of the industry

Debate:

• How to rejuvenate insurance? Insurance sector future perspectives
• How to efficiently introduce young people to the world of insurance? Methods of reaching the young generation
• Automation and simplification of insurance processes
• Why are the ESG ratings important for insurers?
• What goals and challenges in the ESG should every insurance company make ahead of themselves?
• Profitability as a target in the insurance sector - tools for actuaries
• How to manage risk well to survive? Strategy modeling
• Does insurance of non-tangible assets have a future in insurances?
• Development of Embedded Insurance, Open Insurance as a trend accumulating insurtechs
• What are the Polish insurtechs aiming at?
• Will cyber policies (insurance against cyber threats) become more popular? What’s their Future?

Speakers:

• Jarosław Czułek, Chief Executive Officer, Carrot
• Jolanta Karny, Regional CEO North, Central, Eastern Europe, Allianz Partners
• Tomasz Mańko, Vice President of the Management Board, PKO Ubezpieczenia
• Grzegorz Pawlicki, Board Member, Chief Information Officer, Europa Ubezpieczenia
• Michal Sterba, Co-Founder, TUITO
• Marcin Warszewski, FSI Insurance Leader, Customer Strategy Leader, Deloitte Digital

Moderator:

• Ida Krzemińska-Albrycht, Lead Editor, Cashless

2:10 - 2:20 PM Unlocking the Power of Embedded Insurance: Strategies for Success

Case:

• Egidijus Kazlauskas, CEO, beesure_

2:20 - 2:30 PM AI and gamification - the way to get conscious customers

Case:

• Michał Dworakowski, Managing Partner, iBooster. Polskie Polisy

HUMAN EXPERIENCE

2:30 - 3:10 PM Customer Experience - how to hear customer needs?

Debate:

• What will be the essential customer needs in 2023? Meeting customer expectations. How to retain your customer in terms of growing costs of living?
• Is it possible to keep a high level of Customer Experience despite constant economic changes?
• How to effectively shorten the distance to customers thanks to the relevant building of their loyalty?
• The use of personalization possibilities increases the involvement of customers and their security.
• Data in insurance as a win-win strategy trigger.
• What value do distributors have in today’s insurance?
• Does the ESG constitute a challenge for consumer protection? The ESG aspect as a crucial factor in customer choice- and the decision-making process. How will the financial and insurance sector efficiently help customers under the ESG?

Speakers:

• Aleksandra Gorbacz-Andruk, Director of Customer Experience, Nationale-Nederlanden
• Małgorzata Kamińska, Managing Director of Transformation & Customer Experience Development, BNP Paribas Bank Polska
• Agnieszka Książek, Director of Marketing and Public Relations, Voice of Customer, Wiener TU S.A. Vienna Insurance Group
• Katarzyna Tomczyk-Czykier, Managing Director of Channel Excellence and Omnichannel Orchestration and Seamless Daily Banking, Credit Agricole
• Jan Zimowicz, Board Member, Aegon TUnŻ

Moderator:

• Edyta Tararuj, Director of Product Development Office, PKO Bank Polski

3:10 - 3:50 PM Employees Experience Management

Debate:

• How the needs and expectations of employees in the market have changed over the past three years?
• Well-being as an element of competition for employees
• Labor market. Hiring specialists in fields that are growing rapidly
• How to support employees in difficult situations? How to build employee resilience in times of economic and political uncertainty? Support in obtaining employment
• How much industry competitiveness can ensure job stability?
• Investing in employee engagement and development. How to fill the employee gap?
• How to build an effective wellbeing strategy in a company?
• Work-life balance as one of the biggest challenges for employees
• How to provide effective employee health care? What does it really mean?
• To what extent is technology a support for the employee? Technological innovations

Speakers:

• Magdalena Krajewska-Chmielewska, Director of the Center for HR Expertise, Nationale-Nederlanden
• Sylwia Masłowska, Consulting Director, Fintech in Netguru
• Anna Podlewska, Director of Strategic HR Initiatives, Credit Agricole Bank Polska
• Domiziano Pontone, Chief Corporate Sales Officer, Gi Group Holding
• Anna Streżyńska, CEO, MC2 Innovations

Moderator:

• Andrzej Osuch, Director of Business Transformation, LUX MED Group

3:50 PM Lunch