Program

8:30 - 9:00 a.m. Registration of Guests

9:00 - 9:20 a.m. The opening of the Congress

BLOCK NEW CHALLENGES & NEW OPPORTUNITIES

9:20 - 9:35 a.m. Embedded Fintech and Insurtech: Ecosystems and Scale

The Inaugural Speech held by the Chairmen of the Advisory Board

• Marcin Petrykowski, Chairman of the Program Board; CEO & Senior Advisor Finance & Technology
• Jan Kastory, Vice Chairman of the Program Board; Founding Partner, astorya.vc
• Paulina Skrzypińska, Vice Chairman of the Program Board; Chief Innovation Officer, BNP Paribas Bank Polska

9:35 - 9:50 a.m. The Soft Power of Transatlantic Tech: Scaling, Storytelling and Ecosystem-building

Keynote Speech

• Natalia Brzezinski, Founder, Absolute Strategies

9:50 - 10:35 a.m. New challenges, new opportunities & new businesses

Inauguration debate:

• Why is 2024 significant? Emerging changes in embedded finance. Insurance and financial models
• Rise of insurtech. What factors influence the development of the sector?
• New investment prospects. How is change revolutionising the fintech and insurtech industries?
• Evolution of embedded products:
  • How has the embedded finance landscape changed? How is it developing, and in which direction is it heading?
  • Difficulties of the embedded insurance. Industry Recap
  • Examples from the market in the embedded area
• A strategy for building a super app in Poland. Opportunities to implement other products in banks
• How banks see bancassurance through the use of technology

Speakers:

• Paweł Bułgaryn, Deputy Director of the Strategy Department, Ministry of Finance
• Maciej Gołaś, Managing Director for Process, Service, and Digital Platform Development at PZU / PZU Życie
• dr hab. Aneta Hryckiewicz-Gontarczyk, Professor at Kozminski University, Member of the Supervisory Board of ING Bank Śląski
• Adam Niewiński, Co-Founder & General Partner, OTB Ventures
• Aleksandra Sroka-Krzyżak, VP Group Strategy, M&A & Corporate Development, Allegro
• Błażej Szczecki, Vice President, Bank Pekao
• Adam Wandachowicz, Country Manager, Toyota Insurance Services Poland

Moderation:

• Marcin Petrykowski, Chairman of the Advisory Board; CEO & Senior Advisor Finance & Technology

10:35 - 11:10 a.m. Embedded in the spotlight

The debate

• Significance of the trend in the area of embedded finance & embedded insurance
• Profitability vs product fit. How to achieve balance?
• How can embedded products be incorporated to make them profitable? Manners of use
• Why are customers defensive about embedded insurance? User engagement and product offering
• How can embedded products be effectively woven into the customer's buying process and offered attractive solutions? Multifunctional applications
• The openness of banks to sell online loans to new customers is a barrier to the growth of embedded lending
• Embedded products and expectations of Generation Z - how to tap into customer emotions? Evolution of business models

Speakers:

• Bartosz Bliuj-Stodulski, CEO, Laboratorium EE
• Szymon Gutkowski, Member Board Of Directors, Kaspi Bank
• Tomasz Mańko, Vice President, PKO Ubezpieczenia
• Katarzyna Tomczyk-Czykier, Director of the Retail Banking Innovation and Digitalization Division, Bank Credit Agricole
• Arkadiusz Zaremba, Managing Director, OtoMoto Pay

Moderation:

• Jan Kastory, Vice Chairman of the Program Board; Founding Partner, astorya.vc

11:10 - 11:20 a.m. Innovations in online vehicle financing

Case study

• Robert Rodek, Head of Risk, OtoMoto Pay

11:20 - 11:30 a.m. Buy Now Pay Later - the payment method that has conquered e-commerce. Is it time for deferred payment of insurance policies?

Case study

• Radosław Dylik, Board Member Responsible for Sales and Marketing, Payka

11:30 - 11:45 a.m Feedback from 20,000 customers in seconds

Case study

• Filip Krzystanek, Deputy Director Of Analytical Business Solutions, Predictive Solutions

11:45 - 12:25 a.m. Tech-savvy. Innovation in the financial and insurance sectors

The Debate

• Impact of trends and changes in the sector. Revolution in the development of insurtech companies
• Financing of insurtech companies and market correction. How to encourage big insurance players to invest in insurtechs?
• How to engage customers with technology? GenZ and Silver - new customer segments in the digital sphere as a challenge for fintechs and insurtechs
• Innovations in B2C and B2B fintech solutions:
  • Fintechization of banking services - is the only way for the banking sector to follow fintechs?
  • Transformation and new forms of payment. Could it be more convenient?
  • External instruments for financing innovation
• Neobanks and their impact on modern banking or innovative digital services
• What role will e-commerce play in banking? Development of in-house e-commercials in the financial sector
• Cross border e-commerce - supporting domestic merchants to expand abroad as a challenge for the fintech sector

Speakers:

• Marta Dałkiewicz, Director of Electronic Banking Department, Digital Channel Transformation Area, VeloBank
• Łukasz Dwulit, Head of CEE, Klarna
• Piotr Frankowski, Managing Director, Ayming Polska
• Piotr Radziszewski, Head of the Insurance Sector Division, Department of Financial Market Development, Ministry of Finance
• Małgorzata Walczak, Investment Director, PFR Ventures
• Katarzyna Wojdyła, Vice President, Link4

Moderation:

• Paulina Skrzypińska, Vice Chairman of the Program Board; Chief Innovation Officer, BNP Paribas Bank Polska

12:25 - 12:40 p.m. Innovations and Challenges in the Fintech & Insuretech World through the Prism of AI

Case study

• Prof. dr hab. inż. Aleksander Nawrat, CEO, MATIC SA
• Piotr Pietrzak, Director of Technology and Innovation, IBM Polska

12:40 - 1:10 PM NETWORKING BREAK

BLOCK TRANSFORMATIONS ON THE HORIZON

1:10 - 1:20 p.m. Automation and Deregulation – Collaboration for Insurance

Case Study

• Michał Dworakowski, Managing Partner, iBooster, Polskie Polisy

1:20 - 1:30 p.m. Remote contract signing and identity verification. Why are we still stuck with half-digitized processes? Full transformation of e-signing with e-identification at your fingertips

Case Study

• Maciej Zygmański, Business Development Manager, SIGNIUS

#ARTIFICIAL INTELLIGENCE

1:30 - 1:40 p.m. Future of AI with Dollarro.Com

Case Study

• Jakub Zygmunt, CEO & Founder, Dollarro.Com

1:40 - 2:25 p.m. AI. Risk or advantage?

The debate

• Risk or possibilities? What factors determine competitive advantage in the AI market?
• Democratization of AI. Impact on the investment market
• Ethical AI. Methods of implementation in practice
• Quality assurance in AI. Using AI to optimise finances, automate tasks and build efficiencies
• AI's ability to detect patterns and anomalies. Enhance the security of financial transactions and prevent fraud and cyber-attacks
• Will car companies introduce pay-how-you-drive insurance based on telematics data?
• What are the main technological developments after AI? Analysis of the prospects for technological development after the era of artificial intelligence

Speakers:

• Anita Bogusz, Board Member, Chief Risk Officer, Nationale-Nederlanden
• Mikołaj Firlej, Co-Founder and General Partner, Expeditions Fund
• Michał Głomba, CEO, Stratoflow
• Przemysław Koch, Board member for operations and IT, VeloBank
• Katarzyna Majewska, Vice President, Citi Handlowy
• Rafał Strzelecki, CEO, Cash Director

Moderation:

• Mariusz Szmigiel, Member of the Board, Innovations Hub Foundation

2:25 - 2:35 p.m. Innovative strategies of risk management: Revolution in cost and risk with automation of AML and KYC/KYB verification processes

Case study

• Krzysztof Borcz, Founder & CEO, Vercly
• Elżbieta Tomaszewska, Head of Transaction Risk & AML, Polskie ePłatności

2:35 - 2:45 p.m. Future solutions in the present - artificial intelligence in life insurance claims handling

Case study

• Monika Jaroń-Kornatka, Tribe Leader – Director of Operational and Financial Excellence Department, UNIQA TU na Życie

#DATA & REGTECH & SECURITY

2:45 - 3:00 p.m. Cooperation of a mature Insurance Company with a startup in the field of user identity security and compliance with KNF and DORA requirements

Case Study

• Krzysztof Góźdź, Sales Manager, Secfense
• Iwona Kondracka, Managing Director of Technology and Insurance Digitization, SALTUS Ubezpieczenia

3:00 - 3:15 p.m. Does DORA compliance ensure digital resilience? Proportionality, testing, cost

Introductory presentation

• dr Bartosz Wyżykowski, Legal Counsel, Partner, DLK Legal

3:15 - 3:50 p.m. The Data Age & RegTech. The synergy of technology and regulation

The debate

• Data protection challenges in the context of moving data between different cloud platforms
• Selecting the appropriate security and prevention activities through the prism of data intrusion and its sources
• Demand for new technologies related to cyber security. How can we prevent the rising tide of cyberattacks in the insurance and banking sectors?
• Regtech - how is the regulatory puzzle changing? Landscape of the Data Act
• DSA - Digital Services Act. Sovereign identity and data access - how to protect data?
• AI Act. The first regulation of artificial intelligence. Shaping the future of AI

Speakers:

• Michał Czapracki, CEO & Founder, Scramjet
• Mariusz Ożga, Head of Strategy & Innovation, Santander Consumer Bank
• Grzegorz Pawlicki, Board Member & CIO TU Europa & TUnŻ Europa, HDI Embedded
• Anna Stepanów, AI & Analytics Product Owner / AI Lead, BNP Paribas Bank Polska
• dr Bartosz Wyżykowski, Legal Counsel, Partner, DLK Legal

Moderation:

• Artur Kurcweil, Banking sector expert in the field of technology, Vice President of the Management Board of PKO BP in 2021-2024

3:50 - 4:20 p.m. EMT Tokens in Poland: Regulation, Practice and the Future - A Business Perspective

Debate

• Business aspects of EMT token implementation:
  • Why is it worth implementing EMT tokens?
  • What is the business value of EMTs?
  • Who would be interested in implementing EMTs?
  • The future of the EMT token market and its impact on the financial market
• EMT token issuance - practical technological and regulatory aspects:
  • Practical aspects of issuing tokens, including - EMT construction, necessary documentation, registrations and licenses;
  • Challenges and technological barriers to emitting EMTs
  • Regulatory requirements - expectations and support from the FSA

Speakers

• Michał Barwicki, Legal Advisor, Kancelaria Macura
• Wojciech Kaszycki, Founder and Chairman of the Supervisory Board, Mobilum Pay
• Robert Kałuża, Co-founder and CEO, Billon Group
• Urszula Miziołowska, Head of the Payment System Division at the Department of Financial Market Development, Ministerstwo Finansów

Moderation

• Jerzy Karney, CEO, Mobilum Pay

4:20 - 4:50 p.m. Healthtech horizons. Who will take care of the customer's health?

Debate

• Impact of the healthcare sector on the development of the insurtech market
• The importance of partnerships between mature insurers and insurtechs and healthtechs. Business risks associated with innovation, the culture of innovation
• The need for a systemic development of a fast-track certification and reimbursement path for healthtech innovations
• Imbalance between beneficiary (public health service) and payer (private insurer) in prevention and preventive solutions as an argument for cooperation between private and public sectors

Prelegenci

• Andrzej Browarski, Head of Analytics and Innovation Officer, PZU Życie
• Marta Kuźnicka, Head of Quality & Regulatory Infermedica
• Paweł Koczkodaj, Profesor Instytutu, Narodowy Instytut Onkologii im. Marii Skłodowskiej-Curie – Państwowy Instytut Badawczy
• Beata Rosiak, Director on the Health Insurance Office, Signal Iduna

Moderation

• Artur Białoszewski, Head of the SGH-WUM EMBA program in health care, Warsaw Medical University

4:50 PM LUNCH