Agenda of the previous edition

Day I – 29 September 2021

8:30-9:00 Registration

9:00-9:35 Fintech 2.0. - Valuation of the fintech industry -inaugural panel

  • Fintech 2.0. – the main element integrated into the models of building value in business
  • The future is now - fintech as part of the economy and large ecosystem
  • How will the fundamental redesign of digital financial and insurance services look like?

Part 1 Fintech perspective

Part 2 Insurtech perspective

  • Małgorzata Szturmowicz, Vice-Chairman of the FinTech Digital Congress Advisory Board; Global CFO, Booksy International
  • Jan Kastory, Vice-Chairman of the InsurTech Digital Congress Advisory Board; Founding Partner,
  • Cezary Świerszcz, Vice-Chairman of the InsurTech Digital Congress Advisory Board; CEO Unext

9:35-9:55 Fintech in the evaluation process. Assessment and valuation of the fintech value chain

Keynote speech:

  • Alexandros C. Argyriou, FinTech & Digital Banking Expert, CEO, Scientia

9:55-10:10 Value generation - attractiveness of fintech from the point of view of investment and inwestor

  • Changing the impression and the perception of the industry
  • Polish fintechs and startups - what do they look like in this value chain?
  • Changes in running a startups business - a new architecture for creating a value chain


  • Adam Niewiński, Co-Founder & General Partner, OTB VC

10:10-10:25 PZU Ready for Startups. How do we implement innovations in a 200-year-old insurance company?

Case study:

  • Marcin Kurczab, Director of the Innovation Lab, PZU

10:25-11:55 Fintech & Insurtech in the new digital age

10:25-10:40 The end of a first wave of VAS in retail banking. What’s next?

  • VAS as a distinguishing feature of banking applications with low adoption of open baking
  • Fintechs as a activators of value-added services for banking sector
  • What kind of services will allow to mark digital leaders out in the years to come?


  • Jędrzej Małolepszy, Co-founder / Growth & Revenue, BillTech

10:40-10:55 New streams support by the Fintech sector: Crowd & Crypto in the mainstream

  • Products that can be safely delivered by the Fintech sector
  • The scope of mandatory use of traditional financial institutions by the Crowd & Crypto sector
  • License puzzle for Fintech in the EU


  • dr Krzysztof Korus, Partner, DLK Legal Korus sp.k.

10:55-11:25 Fintechs are bigger than banks…


  • Fintech as a mature business. How valuations reflect the real condition of companies
  • Is Polish banking coming to an end? Why are fintech valuations higher?
  • What impact on banking has Embedded Finance acceleration in non-banking entities?
  • Use of new business models in banks


  • Michał Mrożek, Vice President of the Management Board, ING Bank Śląski
  • Piotr Smoleń, Managing Partner & CEO, Symetrical
  • Szymon Wałach, Managing Director Strategy and Digital Transformation Division, PKO Bank Polska


  • Sylwester Janik, General Partner, Cogito Capital Partners

11:25-11:55 Insurers valuation and shaping the value of the insurance market


  • Embedded insurance vs. Insurance platforms. Shall insurers disappear or shall they start building value?
  • Can insurers deliver the insurance value. Increased awareness of insurers and a sense of the need to invest.
  • Seeking value in insurtechs. How to encourage traditional players to invest?
  • Use of new business models and trends:
    • On demand insurance and the flexibility of insurance products
    • Insurance as-a-service
    • SaaS for insurers - i.e. actuaries, agents and liquidators on steroids


  • Radosław Kamiński, Vice President of the Management Board, Allianz
  • Dr. Andreas Nemeth, CEO, UNIQA Ventures GmbH | Venture Capital Investor
  • Sergej Tolz, COO&CSO, Kasko
  • Agnieszka Wrońska, CEO, LINK4


  • Cezary Świerszcz, CEO, Unext

11:55-12:30 Let’s network!

12:30-14:35 Fintech & InsurTech Stage. Brainstorm!

From cloud to AI and VR: which technologies will be the most transformative, popular and profitable? What's new in fintech and insurtech?

12:30-12:40 The use of AI in the area of supply chain finance. Cooperation between Cashy and SAS

  • Tomasz Tarasiuk, FSI Customer Advisory Lead, SAS Polska
  • Jakub Wrede, CEO, Cashy

12:40-12:50 A new value of insurance by using smart home and IoT technologies -presentation of the solution on the example of the PKO Inteligentny Dom offer

  • Grzegorz Pawlicki, Head of Innovation, PKO Bank Polski
  • Przemysław Pakulski, Product Value Manager, PKO Ubezpieczenia

12:50-13:00 How to meet expectations – Recurring payments by Visa and SGB Bank

  • Igor Zacharjasz, Director Engagement, Innovation Studio Visa, Warsaw
  • Artur Józefowski, Director of Mobile and Internet Banking Bureau, SGB-Bank S.A.

13:00-13:10 Building an advantage thanks to PSD2 and Open Banking in industries implementing digital innovations

  • Maciej Krasowski, CEO,

13:10-13:20 iBooster: insurance accelerator

  • Michał Dworakowski, Managing Partner, iBooster. Polskie Polisy

13:20-13:30 Taking insurance telematics to the next level: How better data transforms car insurance, from customer engagement to claim processing

  • Michal Polgár, Business Development Manager, Sygic

13:30-13:40 Rapid prototyping of life insurance products -modular system "core" adjusted to current business needs

  • Dariusz Bagiński, Business Development Executive, ITSurance Group

13:40-13:55 How the use of open banking can support fintechs - identity verification and more

  • Mateusz Pniewski, CEO & Co-Founder, Transaction Link

13:55-14:05 Blockchain as a paperless business catalyst

  • Gabriel Dymowski, CEO, DoxyChain

14:05-14:15 Client Cloud Pack for Fintechs

  • Kamil Smuga, CTO, VP, Limitless Technologies

14:15-14:25 CIE and PPR as modern tools for the development of financial awareness.

  • Robert Zapotoczny, CEO, PFR Portal PPK

14:25-15:50 A new era of data in the financial sector

14:25-14:35 ai! Bank – Innovation garage for financial institutions. Integration of fintechs in decision making processes


  • James Swinnerton, Digital Banking Expert, SAS Germany

14:35-14:55 Open banking: application and transaction data as complementary elements of risk analysis.


  • Lucjan Rosłanowski, Head of Data Science, Kontomatik

14:55-15:05 In-app and web payments - technologies that allow you to safely store sensitive card data


  • Katarzyna Zubrzycka, Director of Retailers and Settlement Agents department in the region of Central and Eastern Europe, Visa

15:05-15:50 Accumulated data management


  • Omnipresent data - where to reach for it, how to apply it, how to integrate it, how to use it?
  • Building a competitive advantage based on the database
  • Insurance scoring and risk assessment. Data Analytics
  • Data analytics & data science in the financial sector and technology companies as the key to building a relationship with the client


  • Marcin Bednarski, Director of Data Science Department, PKO Bank Polski
  • Monika Leżyńska, Dyrektor zarządzający Pionu Rozwiązań Dla Klienta Detalicznego, Uniqa
  • Michał Łukasik, CEO, Kontomatik
  • Rafał Plutecki, CEO, Crif
  • Tomasz Tarasiuk, FSI Customer Advisory Lead, SAS Polska
  • Piotr Żabski, Vice President of the Management Board, Santander Consumer Bank


  • Łukasz Michalczyk, CDO, Director of Data & Advanced Analytics Center, LINK4

15:50-16:20 Lunch

Agenda of the previous edition

Day II – 30 September 2021

8:30-9:00 Registration

9:00-9:40 A new era of communication with the client -hybrid and digital interface


  • Significant changes in customer behavior (B2C). Increased online activity
  • How technology strengthens the relationship between consumers and brands
  • Engaging and interacting with customers as part of financial services
  • Customer Experience - how to improve customer satisfaction with digital experiences?
  • Changes in the product delivery channels
  • Will the non-financial entities take over the relationship with the client
  • The use of personalization capabilities to increase customer engagement
  • The use of personalization capabilities to increase customer engagement


  • Angelika Łucka, Head of Project Management, SentiOne
  • Małgorzata Kamińska, Head of Transformation & Customer Experience Development, BNP Paribas Bank Polska
  • Konrad Pawlus, CTO, IT Specialist, Salesmanago
  • Kamil Stachurski, Customer Department Director, UNIQA
  • Marta Strzyżewska, Marketing and Digital Sales Director, Aviva


  • Katarzyna Winter-Tomaszewska, Customer Experience Expert, Nationale-Nederlanden Polska

9:40-9:55 Cookie-less world. The future of privacy - increasing user privacy and security.


  • Konrad Pawlus, CTO, IT Specialist, Salesmanago

9:55-11:20 Innovations behind the scene, how to make and finance them?

9:55-10:10 Where are the investments allocated and what is worth investing in Poland and Europe?

Report: 2020 Investment Summary Report

  • Piotr Kędra, Investment Director, PFR Ventures

10:10-10:50 How to lead innovations? Venture building and spin-offs or corporate projects?


  • A new approach to building insurance. Building external companies.
  • The functioning of insurance and finance startups as independent businesses upon the sector. Venture building - building startups by traditional entities.
  • Do you have to be a saint and rich to become a business angel?
  • Access to financing on the Polish and Western markets


  • Maciej Marszałek, CEO, The Heart
  • Marat Nevretdinov, President of the Board, Europa Ubezpieczenia
  • Anna Naumienko, President of the Management Board, Bacca
  • Radek Zaleski, Partner, Netguru


  • Tomasz Sańpruch, Co Founder, World Business Bridge Fundation

10:50-11:05 Joint venture in New models of cooperation. Insurance + technology company = building a new channel – Affinity that is Embedded Insurance [TBD]


  • Adam Malinowski, Vice President, Signal Iduna

11:05-11:35 VC& fund of fund investing –investments in VC funds and startups


  • Why are startup valuations so high? Are we in a bubble?
  • Forget high valuations, can corporates compete with deep VC/ PE pockets fueling startups?
  • VC, CVC funds? What are we talking about?
  • Do corporates in Poland lag behind? How to start investing in startups & VCs?


  • Krzysztof Bachta, Managing Partner, 4growth VC
  • Robert Kubin, CEO, TFI PZU
  • Tomasz Świeboda, Managing Partner, Inovo Venture Partners


  • Jan Kastory, Founding Partner,

11:35-11:50 Distinctions within FinTech&InsurTech Digital Congress

11:50-12:20 Let’s network!

12:20-13:00 Talent Startup pitching session - International Fintech & Insurtech Startups Review

Short Presentations and speeches of startups. Demo, examples of implementations.

Pitch 1: Making Insurance… right, better and different

  • Derek Cummins, CEO & Co-Founder, PetExpert Europe, Czech Republic

Pitch 2: Alternative data for better risk valuation

  • Kinga Kita-Wojciechowska, Co-Founder,, Poland

Pitch 3: Digital contracts for the remote era

  • Jakub Barwaniec, CEO & Co-founder, Pergamin, Poland

Pitch 4: Climatica - Climate resilience for business

  • Tadeusz Prochwicz, CEO & Founder, Climatica, Poland

Pitch 5: Access real-time earnings and work data of gig workers through a single API

  • Bertan Baytekin, CPO and co-founder, AppJobs, Poland

13:00-13:40 Development and building the value of the payments market


  • The attractiveness of non-cash integrated payments
    • Mobile payments
    • Online payments – as perfect payments
  • E-commerce and retailtech as industries driving fintech
  • Intuitiveness and security in the context of innovative payment solutions
  • Payments that change business models. Introducing solutions that follow changes in customer preferences and needs.
  • Implementations and ways of using innovations in payments
  • The importance of legal regulations for market functioning


  • Joanna Erdman, Vice President of the Management Board, Polska Bezgotówkowa Foundation
  • Sebastian Geldner, Visa business development director in the region of Central and Eastern Europe
  • dr Krzysztof Korus, Partner, DLK Legal Korus sp.k.
  • Wojciech Paprota, Founder & CEO, Walletmor


  • Piotr Sobolewski, Senior Financial Sector Analyst, Polityka Insight

13:40-13:55 Introduction to Crypto and Visa’s role in the emerging ecosystem


  • Nicola Plecas, Crypto Business Lead for Europe, Visa

13:55-14:05 Availability to European Union financial instruments in Poland -support for MŚP


  • Marek Ulman, Koordynator ds. Obszaru Instrumentów Kapitałowych

14:05-14:15 Integration of AIS services with entities of the capital market sector [TBD]


  • Michał Karwasiński, Partner, Attorney-at-law, Partner, KSZ Smart Legal – Karwasiński Szpringer i Wspólnicy

14:15-15:15 Telemedicine and the dissemination of its solution

14:15-14:25 Robotization as the key to modern medicine


  • Marek Witulski, Business Area Head DI/AT, Siemens Healthineers

14:25-15:05 How to measure the value of technological innovations in healtcare?

When asked whether it is worth investing in technologies in medical care, we almost always answer in the affirmative. However, it is extremely difficult to predict which of these investments will bring the greatest value to the healthcare system. This is mainly due to the complexity of disease phenomena, progress in treatment methods, but also different approaches to financing both innovation and medical services themselves.


  • What measures of effectiveness should be taken when planning investments in technologies in the area of ​​health - from infrastructure to advanced data processing?
  • Contemporary examples of technological solutions with proven effectiveness.
  • The role of the state and the regulatory environment in promoting innovation in the health sector.
  • Technological innovation from the patient's perspective.
  • Which of the currently emerging technologies have the greatest potential for changes in the health care systems of the future?


  • Paweł Chrzan, CEO, Wellbee
  • Ernest Dołęga-Wołkowycki, Head Of Digital, Aviva Polska
  • Łukasz Osowski, CEO/ Founder, Vika Life
  • Marek Witulski, Business Area Head DI/AT, Siemens Healthineers
  • Piotr Węcławik, Director of the Department of Innovation, Ministerstwo Zdrowia


  • Andrzej Osuch, Transformation Director, LUX MED

15:05-15:30 Lunch

*The organizer reserves the right to change the agenda and to change the place and date of the event