Speakers

Krzysztof Bachta has nearly 20 years of experience in the financial sector. Currently, he is a managing partner in the 4growth VC fund specializing in the areas of fintech and insurtech. Until May 2020, he was the President of the Management Board of Alior Bank. Together with the management team, he carried out significant changes including the transformation of the bank’s business model and acceleration in the area of digitization. Before joining Alior Bank, in the years 2010-2018 he worked at PZU as Managing Director for Strategy and Development, where he was responsible for the areas of strategy, projects, innovation, mergers and acquisitions and for cooperation with banks from the PZU Group. In the years 2006-2010 he worked at The Boston Consulting Group as a consultant specializing in the banking sector. He is a graduate of the Warsaw School of Economics and the Faculty of Law of the University of Warsaw. He also completed the AMP IESE Business School program and the CEMS Master in International Management program at the Università Commerciale Luigi Bocconi.

New technologies passionate. From 2003 to 2010 cooperated with Ergo Hestia Group where he was responsible for the Internet area. Innovated and implemented the first in Poland virtual AI assistant Hubert, who communicated with the voice of text-to-speech technology Ivona (nowadays Ivona is known as Amazon’s Alexa).  In 2008 co-created and implemented the first in Poland Insurance eAccount for customers. In 2012 developed the prototype of innovative sales path, which later originated in creating modern sales platform by the leading insurance company in Poland. In 2013, together with Paweł Gabriel, established Polskie Polisy limited company. Since 2016 they have been perfecting iBooster: insurance accelerator. iBooster has gained recognition and is used on everyday basis by Polish biggest and leading multiagencies. 
Married, father of four extraordinary sons.

Jacek Figuła, Chief Commercial Officer of Billon, a company that reinvented the Distributed Ledger Technology to manage money, tokens, data, and identity based on its own blockchain layer. Also investor and advisor to cybersecurity companies.
Before, 25+ years’ experience in sales leadership and team leading in global corporations, namely: Cisco, UPC, Nortel, DEC and Siemens. Most recently, at Cisco, Jacek has been leading the services and solution sales teams in CEE.
Holder of MBA at POU – Thames Valley University in London and MSc in Technology at EFP – Franco-Polish Grande Ecole.

With many years of experience in companies such as Sun, IBM and HPE, where he co-created the country’s largest data centers, web portals and computing clusters. At Secfense, he helps organizations solve the difficult adoption of strong authentication and paves the way for a passwordless future.

Andrzej Horoszczak is the founder of Billon, a company that is changing the fundamentals behind the way money, documents and personal data is stored and moved between people and businesses.

A former Wall Street IT whizzkid, Andrzej experienced first-hand the inherent flaws and inefficiencies of an antiquated IT system serving global trade and finances. The 2008 crisis mobilised him to take action. Andrzej saw the potential for the distributed ledger technology to form the basis of an evolved, trustworthy and efficient new system for the global exchange of value.

After returning to his native Warsaw, he assembled a team of free-thinking engineers, mathematicians and cryptologists with a shared vision to civilize existing blockchain technologies and make them ready for daily use. Their key objective was to create a decentralized system simultaneously securing digital money, trusted digital information and users’ identities. This team became Billon in 2015; a company that unleashed the transformational capabilities of DLT, creating a high-performance system for enterprise use. Andrzej served as its first CEO and currently, as the CTO and CVO, ensures Billon maintains the technological lead of its world-class enterprise DLT system.

Founder of Cyferium and CEO of Fina Cyberis. Professional Investor focused on financial innovation and financial technology. She began her career as a foreign exchange dealer and gained her experience in macro, emerging and alternative markets working for leading financial institutions in London as a trader , investment adviser and portfolio manager. She was an Angel of 100 Women in Finance London chapter .Graduate of Warsaw School of Economics ( SGH), Massachusetts Institute of Technology (MIT) and University of Chicago Booth School of Business. Joanna supports regulatory efforts to allow development of the crypto industry in a constructive, professional and ethical manner and actively participates in various initiatives propagating digital and financial inclusion. Cyferium is the flagship project of that mission.

C-level Executive with a background in banking, fintech, payments, and e-commerce projects in fast-scaling tech companies including Revolut, Vodeno, and Aion Bank with a track record of managing processes involving multiple stakeholders, defining and executing go-to-market strategies, identifying opportunities for commercial cooperation across multiple sectors, and acting as a dot connector. The CEE X-Tech Awards named her the Top Female Executive in 2019.

CEO of Ari10 Group and President of the Management Board of the payment institution Litpay, FinTech companies jointly offering a number of solutions combining the world of traditional finance and cryptocurrencies, co-founder of the TAXO Accounting Office (the first accounting office that developed an automated system for cryptocurrency settlements), partner of the Gras & Wspolnicy Law Firm. Speaker at many industry events. By profession, a valued lawyer specializing in blockchain technology, provides legal support for many B2B entities. In addition to theoretical knowledge, he has an extensive practical knowledge, an active investor with many years of experience on the market. Cryptocurrency Law Lecturer.
In his day-to-day work, his mission is to spread the idea of web3 and blockchain technology and make the cryptocurrency world more understandable and accessible to ordinary people.
A private father of two kids, a Lego enthusiast and a pleasure maximalist.

From September 2019, Jolanta Karny is the head of sales in the Aviva group and is responsible for the areas of sales, marketing, direct, digitization and strategy. Previously she was responsible for the property insurance business line.
She started working at Aviva in 2003 as an actuarial assistant, and then was promoted in this area. In 2010, she became the director of the sales network activation department, and in 2012-2014 she was the audit director. In 2014-2016, she was responsible for the area of ​​strategy and transformation.
She graduated from the Faculty of Physics at the University of Warsaw, and obtained a PhD in economics at the Collegium of Economic Analysis of the Warsaw School of Economics. She also completed postgraduate studies in Business Management at the University of Tennessee in Knoxville, investment consulting at the Academy of Leon Koźmiński and organization development at Said Oxford Business School. She participated in Aviva’s global development programs.

Krzysztof Korus, PhD is an attorney-at-law, holder of the professional doctorate degree in the field of law and economic expert. He specia lizes in the area of payment services, new technology law and banking law. From 2015 onwards, he has been annually recommended by Chambers Europe in the Banking & Finance category (“strong experience in banking regulatory matters”, “deep knowledge and long experience”). Pioneer of regulatory advisory for the fintech sector in Poland. He has advised on, among other things, PSD2 and open banking implementation, dozens of proceedings before financial market regulatory bodies in Poland and Europe, M&A transactions in the fintech market, as well as litigation and arbitration between financial institutions. He participated in the work of the most important industry working groups for the financial technology sector, including the API Evaluation Group at the Europe an Commission, the Polish API team, the Working Group for the Development of Financial Innovation (FinTech) at the Polish Financial Supervision Authority, the “Blockchain and Cryptocurrencies” stream at the Ministry of Administration and Digitization as pa rt of the “From Paper to Digital Poland” program and the working group at the Financial Market Development Council on the implementation of the PSD Directive. He is also a co-author of the reports “Study Impact of the PSD” and “Principles, Definitions and Model Rules of European Private Law” for the European Commission as well as member of the program board of the monthly magazine “Monitor Prawa Bankowego”. As a member of the European Payments Consulting Association, he has also cooperated with the Polish-German Centre for Banking Law and London Economics. Author of dozens of publications, legal analyses and commentaries as well as a speaker at numerous industry events in Poland, Europe, America and Asia. He is involved in legislative activities at the Polish and EU level.

Przemek Kowalczyk is co-founder, CPO, and ex-CTO of Ramp. He is an experienced programmer, econophysicist, and entrepreneur. Przemek is also co-founder of Blockchain Hub Warsaw, a non-profit, open community of Poland’s leading blockchain projects working together as a local hub. Prior to Ramp, he worked for BCG in the advanced analytics, and AI division – BCG Gamma. Additionally, he was an advisor for the blockchain lending platform, GetLine where he looked after the development of strategic business and product direction.

He was initially introduced to cryptocurrency during his high school tenure in 2011, where he became interested in decentralized computing for the greater good, including the impact of climate experiments and collecting revenue by mining Bitcoin. Przemek’s second encounter with cryptocurrency was the creation of Ethereum, which left him astounded. For Przemek, the computing capabilities were phenomenal and the concept of smart contracts offered a solution to numerous societal problems. Przemek is passionate about the overarching goals of the cryptocurrency movement, including ideas espoused by thought leaders like Naval Ravikant, particularly in regard to privacy and redefining finance.

Przemek and his fellow co-founder, Szymon Sypniewicz were among the original founders of the Libertarian Party in Poland.

People developer and People manager, experienced in increasing Employee Engagement and Culture Transformation, incl. best practice change concepts, frameworks, tools while partnering with senior stakeholders and executives. Facilitator for Top Team strategic alignment sessions. Leadership Learning & Development journeys author. Expert in designing and leading Talent Management and Succession Planning processes, identifies key talents for strategy execution. Educator for managers on TM/GTM concepts. Experienced in organization development & HR strategic management by introducing organizational structure analysis, accountability matrix, job evaluation processes, work analysis, performance appraisal systems, job catalogues, job descriptions, career ladders, pay scheme and budget analysis leading to improving business efficacy and efficiency. Expatriate experience in the US, UK and France. Having worked with numerous organizations and sectors (Retail, Banking, Life Science, Services, Production, Media, Insurance) as well as geographies (Poland, CEE, Benelux, UK, US). Coach, facilitator, manager, educator, advisor, public-speaker.

She is a graduate of the University of Warsaw and Warsaw University of Technology Business School.
From 2013 related to the insurance market. She worked as an editor in Dziennik Ubezpieczeniowy (Insurance Daily) and in Miesięcznik Ubezpieczeniowy (Insurance Monthly). In 2018 she became editor in chief of Miesięcznik Ubezpieczeniowy. In 2020 she joined cashless.pl as a managing editor. She writes about new technologies in financial sector, with particular focus on insurtech.

Agnieszka Książek, Head of Marketing and Public Relations, Voice of Customer, Wiener TU S.A. Vienna Insurance Group
Associated with the financial market for more than 20 years, she has extensive marketing experience gained in financial institutions. She held managerial positions in investment fund company, from 2007 to 2019 she was Director of the Marketing Division at Vienna Life Towarzystwo Ubezpieczeń na Życie S.A. Vienna Insurance Group.
Since 2019, she has been responsible for the marketing and communication activities of the Wiener brand. She also implements the CX faktor strategy, which focuses on customer experience management.
She is a graduate of the Warsaw School of Economics and The Chartered Institute of Marketing programme.
She is passionate about reading crime novels and hiking in the mountains in her free time.

ex-Partner at Horizon Capital (the leading private equity firm in Ukraine backed by over 40 institutional investors, managing four funds with assets under management of over $1.1 billion and a tenure of 25 years in the region).
Co-founder of Green Recovery Fund Ukraine
EdTech investor, Vice President of IT Ukraine (the leading Tech association)

An experienced leader who bridges the worlds of technology, business innovation and psychology. Karolina acts as a technical lead and catalyst to stimulate curiosity, helping to adapt to fast-changing IT environments and driving organizational agility. Karolina has supported biotech & life science companies in executing complex digital transformations, building and executing high-growth strategies, launching new technologies, innovative products and services for global, multinational brands, as well as growth hacking at startups around the world.
Karolina, as a technical advisor for companies and institutions, mainly from the financial sector, acted in the field of increasing organizational efficiency and introducing new IT solutions, such as: Blockchain / DLT, artificial intelligence, IoT, quantum computing. At A4BEE, she is the Chief of Growth and a Board Member.

Arsalan Minhas is the Associate Vice President of Sales Engineering at Hyland with a responsibility of EMEA and APAC regions. For 20+ years he has been advising and consulting top executives of the global fortune 1000 companies to transform their business models, generate additional revenue streams and realise digital operations. He is an international keynote speaker with a passion for cutting edge innovation and his specialities include Enterprise Information Management, Digital Process Automation, Content Services, Artificial Intelligence and Blockchain. He can be followed at: https://www.linkedin.com/in/arsalanminhas/

Justyna Ostrowska is an advocate with broad professional experience covering consultancy related to new technologies, intellectual property and data protection laws. She specialises in both the contentious and non-contentious aspects of digital transformation and technology related projects. Justyna has extensive experience of complex cross-border outsourcing transactions, acting for both customers and suppliers. She assists clients in managing the implementation of IT systems, outsourcing solutions and cloud computing projects, and by negotiating agreements concerning the servicing, maintenance, implementation and licencing for IT solutions as well as on technology driven M&A and joint ventures.
Justyna has a wealth of expertise in a range of digital projects for clients across a range of sectors, including in the fields of digital health, fintech, autonomous and connected vehicles and digital marketing or ad-tech, in particular concerning Artificial Intelligence, the repurposing of data, profiling, programmatic and behavioural advertising. She has advised clients on strategies for managing legal risk on the digitalisation of their activities, including for strategic partnerships, cybersecurity issues, data monetisation and the launch of online tech products and services throughout the entire lifecycle of the product or service.

Manager with over 25 years of experience. Ask me how to transform vision into strategy and business results. My professional ethics is built around partnerships, therefore I believe in open banking, open finance and open economy having impact. I’m an avid innovation hunter motivated by change and new challenges. I appreciate sharing ideas.

Adam Pasternak-Winiarski is a Partner Associate and a leader of Research & Development area in Actuarial and Insurance Solutions team in Deloitte’s Warsaw office. He is a licensed actuary with over 15 years of professional experience – both in insurance companies and consulting. He has gained extensive experience on projects for non-life, life and pension fund companies – in Central and Western Europe.
In addition to insurance / actuarial engagements, he also focuses on the areas of data analysis and machine learning. Adam holds a PhD in mathematics (specializing in financial mathematics and actuarial science). In his current role at Deloitte he is actively promoting and overseeing partnerships established between Insurtech Companies active on Central European market with Deloitte Poland.

Marcin is a Managing Director at S&P Global Ratings since 2014, executing across three senior commercial roles:
– Head of Europe, Middle East and Africa (EMEA) Relationship Management: leading a regional team managing entire EMEA existing client book & relationships across all business segments: corporates, financial institutions, sovereigns & public sector and also running the infrastructure and project finance business.
– Regional Head for Central and Eastern Europe (CEE): driving the franchise, strategy and management of the ratings business across the region.
– General Manager for Poland, running day-to-day operations of the Warsaw office.
In parallel is a member of the Supervisory Board of MCI Capital S.A., Chairman of the Program Board for the Fintech Digital CEE Congress, Member of the Board of Directors at the American Chamber of Commerce in Poland (AmCham) and the Leslaw A. Paga Foundation. Before joining S&P was an Executive Director at J.P. Morgan Corporate and Investment Bank in London, where he covered Russia, CIS, CEE, and Israel for Markets and Investor Services. He was also the Deputy General Manager for J.P. Morgan CIB in Poland. Prior to 2007 spent five years with Citi Corporate and Investment Banking, operating in Poland and CEE.

POSITIONS
Professor at the Lazarski University and the Director of its Blockchain Technology Centre (Warsaw, Poland). MA, PhD and habilitation gained at the Warsaw School of Economics; its employee for 20 years giving there lectures mostly on economics and the director of its Postgraduate Studies in Administration and Economic Policy (with vice-prime ministers L. Balcerowicz, G. Kołodko, J. Piechociński).
Advisor to the Minister for Higher Education in Poland (2010-11, 2020-21) and f. leader of 100+ blockchain advisors to the Minister for Digital Affairs (2016-18).
R&D manager of iVoting project (voting via blockchain and TOR, budget c. $2.2m) and at Igoria Trade S.A. (quoted on Warsaw Stock Exchange) (anti-fraud PSD2 system on blockchain with machine learning; $2.4m). R&D advisor at Tecra (crowdfunding of projects via digital tokens and decentralized exchange, c. $4.25m). Former CEO of the Polish Accelerator of Blockchain Technology ($2.6m, honorary auspices of the Minister for Digital Affairs). Director of SimpleChain Foundation (Singapore), f. CEO of InvestOn (London). CEO of a private research institute specialising in innovations.
MEMBERSHIPS
Member of the Polish Economic Association, of Polish IT Association, of the Jagiellonian Club think-tank, of British Alumni Society (and participant of its Top People Project shadowing David Milliband, MP, ex UK’s Minister for Foreign Affairs). Reviewer of Elsevier and some other publishers and journals in economics.
Research fellow at the Centre for Blockchain Technologies – University College London (UCL), f. member of the Centre for Comparative Economics at UCL; member of the board of directors of the International Decentralized Association of Cryptocurrency and Blockchain (Moscow), external associate at Iran Blockchain Labs in Sharif University of Technology. Member of the board of Polish Bitcoin Association, judge at arbitrage court by the Economic Chamber of Blockchain and New Technologies (one of unique such organizations in the world).
EXPERTISE
Leading expert in Poland in blockchain (and cryptocurrencies) and financial crises (has predicted the subprime crisis, warning of it Polish public opinion since August 2007 – over a year before the Lehman Brothers collapse). Expert of the European Economic and Social Committee on ‘European economic and financial system’ (2021).
Scientific editor of over 30 books, incl. a few published in the UK; author of 100+ scientific papers. Organiser of over 20 scientific conferences. Speaker at dozens of conferences (San Francisco, Singapore, Bangkok, Shanghai, London etc.). Among TOP-10 most frequently cited scientists of Warsaw School of Economics (at early 2010s).
Expert of Polish ministries, government agencies, regional authorities, and political parties (f. head of 100+ advisors to the Women’s Party, co-author of the ‘Nowoczesna’ program). Author of the project of digital zloty.
A business and innovation consultant to dozens of firms, startups and investment funds. Member of supervisory boards of: Horum (blockchain bank project), MassMedica (quoted on WSE), Instar Energy Lab.
Scholarships
Scholarships on some of the best universities in Europe and Asia (UCL – 12 months, National University of Singapore – Lee Kuan Yew School of Public Policy, 5 months).
Scholarships and grants from: the British Council, Foreign and Commonwealth Office, Deutscher Akademischer Austauschdienst (DAAD), Salzburg Seminars, Ministry of Education and Sciences in Japan, International Visegrad Fund; from Polish gov bodies: Ministry of National Education, of Economy, of Regional Development, National Bank of Poland, National R&D Centre, Polish Agency for Entrepreneurship Development and others.

A graduate of the Wroclaw University of Science and Technology. Entrepreneur with over 30 years of experience. Co-founder and co-owner of Fintecom sp. z o.o., the only National Payment Institution in the West Pomeranian Voivodeship, supervised by the Polish Financial Supervision Authority – specialising in international money transfers, mainly to Great Britain under the England.pl brand, and the co-owner of the iconic Polish messenger Gadu-Gadu, which he intends to restore to its former glory and implement many new features, including payment services.

Misha Rogalskiy is a co-founder of the Ukrainian mobile-only bank, monobank. Established in 2017, monobank went from 0 to top-2 in the market in just 4 years. Today it serves more than 7 million customers and continues to accelerate its growth, adding 6000 new customers every day.

Monobank started as a credit card provider, which allowed it to build a profitable business model even at early stages, and became operationally profitable after the first 15 months. But with customer growth, it started the transition to a one-stop-shop solution for everything you might want from your bank. Today monobank does savings accounts, cards in different currencies, sells insurance, services small businesses, online and off-line acquiring and many more things.

The Financial Times called monobank as “The Future of Banking in Ukraine” and Forbes forecasts a “certainly bright future” for monobank. Its focus on user experience and customer engagement is reflected in top ratings on the AppStore and Google Play — the app has a 4.9 average rating on the Apple Store and a 4.8 on Google Play.

I’m a pragmatic, goal-oriented entrepreneur – CEO of Plenti, a circular renting platform. Plenti has been active in Poland since 2018, with 40+ employees and thousands of happy customers.

Prior to developing Plenti, I built a few technology projects, including Ardeo (a startup studio that builds mobile and decentralized applications), Algortrade (an algorithmic trading company), and Voitech Glass (which prototyped smart glass solutions). As a result, I have been able to combine my practical experience of entrepreneurship with formal education at Warsaw University and Warsaw School of Economics.

As a CEO, I’m responsible for strategy, growth, fundraising, recruitment, company culture, and the team. Through my experiences, I’ve learned how important it is to utilize other people’s knowledge and experiences and to build long-term relationships.

Leszek Skiba specializes in macroeconomics. He graduated from Warsaw School of Economics (SGH) majoring in international economic and political relations (2002). Then, until 2009 he was a research scientist at the School of Business – National Louis University. From 2009 to November 2015 Mr. Skiba was employed at the National Bank of Poland (NBP), initially in the Bureau for the Integration with the Euro Area, and from 2011 at the Economic Institute, where he was in charge of the analysis of the economic situation in the Euro zone, the functioning of Economic and Monetary Union and the preparation of macroeconomic projections for the Euro area that contributed to NECMOD model. Mr Skiba is the co-author of, among others, the last Euro area report of NBP Economic challenges of Polish integration with the Euro area. Since 2009 he has cooperated with the Sobieski Institute first as an expert, then a board member and since 2013 Chairman of the supervisory board of the Institute. He is the author and co-author of reports on the political economy concerning the decision-making center of government in modern European countries as well as on the structural reforms to support growth of the Polish economy. Leszek Skiba collects historical atlases from different European countries. He is married and has two children.

For over 29 years he has been involved in IT-based business innovations, where he is primarily interested in changing paradigms based on positive experiments and implementations of such innovations. This provides him with pioneering experience and motivates him regularly (usually every few years) to further exploratory work in new and exciting areas.
His clients in the field of innovative IT solutions projects included both the largest Polish brands and dozens of SMEs, whom he helped to redefine models, prepare processes for them and computerize them. For over 8 years involved in solutions based on blockchain. He is convinced that in the 2020s we are witnessing the DLT revolution, Web3, where the use of digital assets will become an important way of online interaction for transferring value over the network.

Beata Stelmach, a manager with extensive experience across the public and private sectors, independent member of supervisory boards of listed companies. During the period of economic transformation in the 1990s, while working at the Polish SEC, she was involved in building the capital market in Poland. She used her experience as a consultant to the World Bank to create stock exchange regulations in Russia and in Ukraine. Between 2006-2011 she chaired the Association of Stock Exchange Issuers (SEG). Between 2011-2013 she served as the Undersecretary of State at the Ministry of Foreign Affairs, responsible for economic diplomacy and the promotion of Poland. Upon returning to the private sector, she headed up GE in Poland and the Baltic States, followed by the position of the President of PZL Świdnik – a helicopter manufacturer, part of Leonardo. In the financial sector, she has been a member of supervisory boards of various financial institutions, including Bank BPH or HSBC Bank Polska, and currently Bank Millennium as well as KRUK SA. Currently Member of the Council for Entrepreneurship to the President of the Republic of Poland. She studied Finance and Statistics at the Warsaw School of Economics. She holds an MBA from INSEAD as well as an MBA from Calgary University. A graduate of various expert programs from the New York Institute of Finance and Said Business School, University of Oxford. Beata has been a big promoter of good corporate governance, climate protection, diversity in the workplace; endorses initiatives aimed at supporting and helping women in the development of their professional careers. She is the recipient of the Knight’s Cross of the Order of Polonia Restituta.

Michal has more than 20 years of international consulting as well as client-side experience across number of industries incl. financial services, manufacturing and energy. In 2020 he co-founded TUITO – insurtech startup developing and implementing innovative, simple and transparent embedded insurance solutions for e-commerce, travel, real-estate and other business lines in the CEE region while partnering with big names in insurance as well as nimble specialty insurers. Prior to his current role, Michal worked as a consultant at Deloitte, in various project project management & PMO positions at Erste Group and OMV and ran his own consulting practice focused on shared services and intelligent process automation. He holds master degrees in International Relations & Finance from University of Economics in Prague and MBA from Webster University in Vienna.

A graduate from the Faculty of Industrial Organisation and Management, Warsaw University of Technology, and Executive MBA studies. From 2017 to 2020, a Visiting Fellow of the University of Oxford.

A manager with almost 30 years of experience. A Polish entrepreneur, investor and strategic consultant. Krzysztof Szubert has acquired experience both as a CEO at private-owned companies and as a Secretary of State at the Ministry of Digitalisation with responsibility for international affairs or a Government’s Plenipotentiary in central level administration. Since the beginning of his career, he has been active in the sector of advanced digital technology and entrepreneurship support initiatives. Since 2021, the Minister of Digital Affairs at the Business Centre Club’s Economic Shadow Cabinet. In 2015, he was awarded the “Polish ICT – Man of the Year” prize by the Burda-Magazine / CRN. In November 2017, he was named one of the 100 most influential individuals in the innovation area in Central & Eastern Europe (the New Europe 100 list). In the years 2017-2019, a member of the Multistakeholder Advisory Group (MAG) to the UN Secretary-General. A Senior Advisor at FIPRA International, Brussels. In December 2019 he was awarded the title of “The Honorary Ambassador of the Polish Economy”. Since 2018, a Member of the Council of the National Centre for Research and Development (NCBR). Since August 2022, a Member of the UN’s High-Level Panel on Digital Cooperation (IGF). Knight of the Order of Polonia Restituta. From January 2020 to September 2022, the CEO at NCBR Investment Fund ASI S.A., a coinvestment fund. Appointed the Vice President of the Managing Board of PKO TFI with effect from 17 October 2022.    

Manager and innovator with several years of experience in the insurance and financial industries. He created insurance premium financing market in Poland. Prior to founding Bacca Cezary worked as management consultant for the biggest financial institutions in Poland and in the CEE.

Tribe Owner in CA24 Mobile – full of benefits.
Executive Director of Channel Excellence and Omnichannel Orchestration and Seamless Daily Banking
Banking has been associated for more than 20 years. In the Credit agricole bank polska s.a . since 2011, it has successfully carried out a number of processes of transformation of distribution channels, including those involving IT architecture and the creation of effective teams. A mountain lover, sailing and skis.

Radek Wierzbicki – Founder and General Director of The Unsung Heroes Foundation – the humanitarian-technology lab for solving global challenges with people from around 40 countries. Co-founder of Ideal Bistro – Eat Better, a scaleup digitizing employee canteens into the digital era of automatic restaurants. Co-founder and Board Member of Pureco Natural, a strategic partner of Zume, a global producer of biodegradable packaging. He gained his previous experience at mBank, Noble Securities and Citi Handlowy. A graduate of the University of Warsaw and the University of Southern Denmark. Participant of MBA studies at Escuela de Negocios Europea de Barcelona. Graduated Disruptive Strategy course at Harvard Business School. Member of Founders Academy by Google For Startups. Awarded CEE Capital Markets Awards in the FX & Payments cat. and Startup Brand Competition (as a previous Trefix project), one of the laureates of 50 Creative in Business according to Brief magazine.

With more than two decades of global experience, Maty works with forward-thinking organizations ready to scale or transform, applying his unique business, creative-thinking and Mindfulness approach to help them commercialize innovation. He is the founder of the principles behind ‘Mindfulness in Business.’

Maty’s Subject Matter Expertise covers domains of Banking, FinTech, HealthTech, EV (Electric Vehicle) Ecosystems and the smart use of advanced technological breakthroughs, including Web3, Metaverse, Digital Twins, AI and ML.

He’s a trusted Board advisor and confidant, who defines global trends and then imparts knowledge on how to use them to create competitive differentiation, realize value from investment and draw on the power on intelligent human-designed tech solutions combined with empowered people to achieve corporate goals.

He fuels sustainable growth and boosts profitability by accelerating the development and scaling of businesses into new territories and markets, injecting innovation into verticals, driving efficiencies and leading with ethical use of data.

CEO of Kanga.Exchange – cryptocurrency exchange and the largest network of physical exchange points around the world. Investor and founder of several start-ups in the fin-tech, IT, and blockchain industries. Thanks to his over 15 years of experience in sales and IT, he effectively and efficiently manages nearly all key areas of said companies, including legal and marketing matters.

Manager with over twenty years of experience in implementing projects in the field of IT, business and finance. For several years associated with the banking sector. At PKO Bank Polski, he manages the Technology Innovation Team, which focuses mainly on finding and implementing innovative IT solutions. At the bank, he worked on such initiatives as: the IKO mobile banking application, banking for children – PKO Junior, tests of technological innovations in branches – Laboratory Branches, cooperation with startups – Let’s Fintech. He supported the development of artificial intelligence, biometrics and cloud computing technologies. Currently, he leads the development of tokenization and smart contracts based on blockchain technology and the use of AI in predictive models. As part of the implemented innovations he cooperates also with renowned universities.

Jan Zimowicz – member of the Management Board of Aegon Life responsible for sales, marketing and
products. He has been working for the Aegon Group since July 2016. Previously he worked at
Nationale-Nederlanden as a Marketing Director and member of the Management Board and at
Oracle, as Strategy and Insight Program Director for EMEA region. He was also employed at Credit
Agricole Bank Poland and Accenture. Jan Zimowicz is a graduate of the Warsaw School of Economics,
Warsaw University of Technology. He earned an Executive MBA degree from the Warsaw University
of Technology in cooperation with the London Business School, HEC Paris and the Norwegian School
of Economics.