Speakers

Epidemiologist, economist, preventive specialist, public health and environmental health expert. Director of the SGH-WUM EMBA healthcare management program. Expert of the Polish Chamber of Physicians and Dentists (Naczelna Izba Lekarska) on research and analysis. Provincial consultant in environmental health for the Mazowieckie Voivodeship. Academic teacher in the Department of Environmental Hazard Prevention, Allergology, and Immunology at the Medical University of Warsaw (WUM) and in the Department of Managerial Accounting at the Warsaw School of Economics (SGH). Member of the State Examination Board of the Medical Examinations Center in the field of Environmental Health. Coordinator for the development of postgraduate education forms at the Center for Postgraduate Education at Medical University of Warsaw. Head of specialization in epidemiology in fields applicable to healthcare and courses in public health for MDs specializing in all fields of medicine.

Enthusiast of new technologies, fascinated by digital revolution in healthcare. Constantly strives to understand patient experience, aiming to transform and elevate it leveraging knowledge gained in finance, sales, customer service, and data analytics.
Innovation culture ambassador, worshipper of lifelong learning and experimentation. His ambition is to transfer innovation to PZU Zdrowie facilities.

Natalia Brzezinski is the Founder & CEO of Absolute Strategies, a platform specializing in supporting the expansion of European companies into the U.S. market, and bridging transatlantic entrepreneurship.

Brzezinski served as the U.S. Head of Strategy for Klarna from 2020-2023, and during this period she helped grow the U.S. into Klarna’s biggest market. She supported Klarna’s market expansion teams in growing several new markets including Canada, France, Spain, Italy and Poland. She later served as Klarna’s Global Head of Business Development from 2023-2024.

Prior to Klarna, she served as the CEO of Brilliant Minds Conference and Foundation from 2015-2020, an initiative founded by Spotify founder Daniel Ek focused on cementing Sweden as a global technology hub and bridging the worlds of global industry and technology. Throughout her career, she has held cutting-edge roles in the U.S. Senate Press Office under Senator John Kerry, The Huffington Post, and the U.S. Embassy in Sweden working at the intersection of digitalization and diplomacy, innovation and leadership. From 2016-2019, Natalia hosted The Brilliant Minds Podcast, one of Spotify’s earliest original pieces, where she held conversations with entrepreneurs, politicians, artists and activists that share a passion for leveraging creativity for impact.

New technologies passionate. From 2003 to 2010 cooperated with Ergo Hestia Group where he was responsible for the Internet area. Innovated and implemented the first in Poland virtual AI assistant Hubert, who communicated with the voice of text-to-speech technology Ivona (nowadays Ivona is known as Amazon’s Alexa).  In 2008 co-created and implemented the first in Poland Insurance eAccount for customers. In 2012 developed the prototype of innovative sales path, which later originated in creating modern sales platform by the leading insurance company in Poland. In 2013, together with Paweł Gabriel, established Polskie Polisy limited company. Since 2016 they have been perfecting iBooster: insurance accelerator. iBooster has gained recognition and is used on everyday basis by Polish biggest and leading multiagencies.
Married, father of four extraordinary sons.

Since, 2021, Łukasz Dwulit helds the position of Head of Poland at Klarna. In the past he held the position of Head of Global Expansion, Central Europe and Israel at AliExpress, where he was responsible for the global expansion of the platform and strategic and investment cooperation with international partners. Since February 2020, he is a member of the Israel Chamber of Commerce, where he advises Israeli companies and helps them enter other markets and platforms. Łukasz is a member of the Digital Experts Club, and was included in Forbes Poland “30 before 30” list in 2020. A lawyer by training, he graduated from the University of East Anglia and Duke University School of Law in Durham, USA.

Michał Głomba is the CEO and co-founder of Stratoflow, a company that builds specialized high-performance systems (rule-driven IFRS 17 accounting engine, AI/ML recommendations, sub-ledger systems) for clients located in Western Europe, the United States, and Asia.

Stratoflow is currently developing an embedded insurance platform, and a risk reduction system that helps mitigate the risk of personal and property damage.

Co-founder of the startup Recostream, which offers a proprietary AI/ML-powered personalized product recommendation engine, and was acquired by GetResponse in 2022.

A graduate of the Wrocław University of Science and Technology with a specialization in Artificial Intelligence.

Privately, he is a husband, father of Staś and Adaś, and an ambitious amateur runner.

Associate Professor at the Department of Epidemiology and Primary Cancer Prevention, at the Maria Skłodowska-Curie National Research Institute of Oncology in Poland (habilitation degree in medical sciences).

A graduate of master’s studies in public health (specialization in health promotion, epidemiology), and completed doctoral studies at the Medical University of Warsaw (MUW) at the Faculty of Health Sciences. Part of the master’s studies dr. Pawel Koczkodaj completed in Finland at the University of Lapland and the University of Eastern Finland. He also completed postgraduate studies in medical law, medical sociology, and bioethics at the Faculty of Law and Administration, University of Warsaw, postgraduate studies in “Modern Promotion” at the Collegium of Business Administration, Warsaw School of Economics (SGH), as well as Executive Master of Business Administration studies jointly conducted by SGH and MUW.

Recipient of many prestigious scholarship, such as:

– Poland Clinical Scholars Research Training Program 2024-2025 at Harvard Medical School;
– Fulbright-Schuman Award completed at the Comprehensive Cancer Center, University of Virginia, Charlottesville, USA in 2022;
– Kosciuszko Foundation Scholarship (National Cancer Institute, Washington D.C., United States), 2021.

Participant and lecturer at numerous national and international conferences on public health issues. Leader and member of research teams in national and international scientific projects conducted in cooperation with, among others, the International Agency for Research on Cancer (IARC) in Lyon, the WHO Office in Poland, and the Centers for Disease Control and Prevention in Atlanta, USA (CDC). In his scientific work, he focuses on issues related to population health, particularly in the field of epidemiology and prevention of cancer.

Education:

1995-2000 Economics at the University of Gdańsk
2005-2006 Legal and Managerial at the University of Technology in Gdańsk
2014-2015 Psychology of Leadership in Organizations at the University of Gdańsk

Work experience:

Since 1997 she has been associated with the insurance market.
Since 2000 she gained experience in an insurance company cooperating with the Polish SKOK market.
She worked in various positions in the sales and training department.
In 2011 she completed a project to implement new insurance distribution channels on the SKOK market.
Since 2017 she is an IT director in SALTUS Insurance, which provides a product offer for the SKOK market.

Personal/Interests:
She is a mother to 2 children: Dominik- 16 years old and Mary -8 years old.

Graduated in sociology from Jagiellonian University with a specialization in social research and data analysis. He has experience in consumer data analysis, segmentation, predictive analytics. At Predictive Solutions, he works with the financial industry, manufacturing and research agencies.

His main areas of interest are increasing the efficiency of business operations through data analytics and customer relationship management, as well as money laundering prevention and anti-fraud (AML, anti-FRAUD). He interacts with banks and research agencies in the area of comprehensive solutions for survey implementation (including channel integration), data analysis and reporting.

As the Electronic Banking Department Director at VeloBank, Marta Dałkiewicz is responsible for shaping and implementing the digital channels strategy. Her work focuses on achieving customer acquisition, activation, and sales goals. She oversees teams responsible for mobile application development, internet banking, QA testing, and user experience (UX).

With over 15 years of experience in the financial sector, she began her career in marketing at Expander Advisors and Tax Care. Later, she joined Getin Noble Bank, where she led innovative projects. Among her achievements are the implementation of self-service branches in shopping centers, which received the Efma Innovation of the Month award, the launch of a new mobile application that won the Banking Technology Award for Best Use of Mobile Technology in Financial Services (Customer Facing), and the Mobile Trends Awards in the Mobile Supporting Technology category for the online banking login process using a QR code.

She is a graduate of the Faculty of Journalism and Political Science at the University of Warsaw. Additionally, she completed the Brand Strategy School at the Marketing Communication Association (SAR) and postgraduate studies in IT Resource Management at the Warsaw University of Technology and Service Design at the School of Form at SWPS University.

Adam has over 20 years of experience as an entrepreneur and senior executive, and has been an angel investor for over a decade. He has co-founded several companies – including Expander (acquired by GE Capital / Aviva) and Platinum Bank (investors include Goldman Sachs, Warburg Pincus). Previously, Adam spent 15 years at Bank Pekao (UniCredit Group), most recently as Deputy CEO.

Manager with over 25 years of experience. Ask me how to transform vision into strategy and business results. My professional ethics is built around partnerships, therefore I believe in open banking, open finance and open economy having impact. I’m an avid innovation hunter motivated by change and new challenges. I appreciate sharing ideas.

Marcin is a Managing Director at S&P Global Ratings since 2014, executing across three senior commercial roles:
– Head of Europe, Middle East and Africa (EMEA) Relationship Management: leading a regional team managing entire EMEA existing client book & relationships across all business segments: corporates, financial institutions, sovereigns & public sector and also running the infrastructure and project finance business.
– Regional Head for Central and Eastern Europe (CEE): driving the franchise, strategy and management of the ratings business across the region.
– General Manager for Poland, running day-to-day operations of the Warsaw office.
In parallel is a member of the Supervisory Board of MCI Capital S.A., Chairman of the Program Board for the Fintech Digital CEE Congress, Member of the Board of Directors at the American Chamber of Commerce in Poland (AmCham) and the Leslaw A. Paga Foundation. Before joining S&P was an Executive Director at J.P. Morgan Corporate and Investment Bank in London, where he covered Russia, CIS, CEE, and Israel for Markets and Investor Services. He was also the Deputy General Manager for J.P. Morgan CIB in Poland. Prior to 2007 spent five years with Citi Corporate and Investment Banking, operating in Poland and CEE.

A seasoned expert in designing and commercializing technological innovations, driving the digital transformation of enterprises. With 26 years of experience in the ICT industry, he has built a distinguished career in both technical and managerial roles, notably at IBM in Poland and the Central and Eastern Europe (CEE) region.
Currently, he leads technical sales support teams across Poland, the Baltic States, and Ukraine. He collaborates daily with investment funds, incubators, and business accelerators, leveraging his extensive network and expertise to foster innovation and growth. In addition to his industry roles, Piotr is an academic lecturer for MBA and postgraduate programs at prestigious institutions such as the Warsaw University of Technology (Business School) and SWPS University. His specialization in modern computer techniques provides cutting-edge knowledge to the next generation of professionals. An active speaker at industry conferences, he is also a prolific author, contributing to both industry and economic publications. His insights and thought leadership continue to shape the future of technological innovation and digital transformation.

Manager with 20 years of professional experience in managerial positions in the area of risk management in banks. Participated in the processes of changes related to the acquisition of a state bank and the implementation of new operational strategies as a commercial bank. Organizer of cyclical meetings and lectures for risk management departments in Cooperative Banks. Managed projects on the implementation of policies, procedures, methodologies, IT systems supporting risk management, as well as many projects related to compliance with supervisory requirements and/or legal requirements.
Co-creator of the start-up Carsmile (OLX Group) that deals with offering cars and their financing online. Currently Head of Risk in OLX Group where among others, he is responsible for the prescoring processes in OtomotoPay.

Vice President of the Management Board supervising Banking Operations and IT Division
Professionally associated with the Pekao Group since 2004. From 2018 till 2021 he has served as the Chief Transformation Officer and subsequently as the Chief Strategy Officer of Bank Pekao, responsible a.o. for the digital and operational transformation, as well as for the coordination of the work on the strategy of the Bank. From 2017 till 2018 he was responsible for the Transformation and Services Division, where he managed a.o. IT and Operations of the Bank. In 2010- 2017 he was Member of the Management Board of Pekao Leasing Sp. z o.o., where he assumed responsibility for IT, operations, insurance business, and customer service.

Previously, from 2004 till 2010 he held various leadership roles in the Corporate Banking Division of Bank Pekao,including participation in the taskforce preparing the merger of Bank Pekao with the BPH Bank. Before joining Bank Pekao, he worked as consultant for McKinsey and Co. in Frankfurt (Main) in Germany. He also served as a research associate at the University in Frankfurt (Oder) and in Giessen (Germany), as well as professional experience at Dresdner Bank. Since 2017 he has served as the Chairman of the Supervisory Board of Centrum Kart. In addition, from 2017 till 2020 he was also the Vice-chairmen of the Supervisory Board of Pekao Financial Services.

From 2017, Chairman of the Supervisory Board of Centrum Kart S.A. From 2017 to August 2020, in the Supervisory Board of Pekao Financial Services Sp. z o.o. he was the Deputy Chairman and Secretary of the Supervisory Board. He was reappointed to the Supervisory Board of Pekao Financial Services Sp. z o.o. in March 2021 and serves as the Chairman of the company’s Supervisory Board.

He has a Ph.D degree in economics from the European University Viadrina Frankfurt (Oder), he graduated from the Faculty of Economics at the European University Viadrina Frankfurt (Oder). He participated in numerous courses and trainings in Poland and abroad, a.o. Unifuture in cooperation with the Institute for Management Development (IMD) in Lausanne (Switzerland).

Tribe Owner in CA24 Mobile – full of benefits.
Executive Director of Channel Excellence and Omnichannel Orchestration and Seamless Daily Banking
Banking has been associated for more than 20 years. In the Credit agricole bank polska s.a . since 2011, it has successfully carried out a number of processes of transformation of distribution channels, including those involving IT architecture and the creation of effective teams. A mountain lover, sailing and skis.

Małgorzata Walczak, Director at PFR Ventures, Managing PFR NCBR CVC Fund of Funds – program that engages corporations to invest in innovations in the CVC formula. Investor, Business Angel and entrepreneur with over 20 years of professional experience and 15 years of experience in the VC market in Poland and Central and Eastern Europe. Previously, together with ENEA S.A. she co-founded the first corporate CVC fund focused on multi-stage investments in the energy sector in Poland.
Małgorzata holds an MBA from University of Minnesota and Warsaw School of Economics, Master Degree in Cultural Studies fro University of Warsaw, D.E.A. from Sorbonne Universtiy (Paris VII, III) Journalism and Political Science Warsaw University.
Mother of three.

Jakub Zygmunt

CEO & Founder of Dollarro.Com

Has been delivering IT solutions for over 19 years. He cooperated with the following organizations and brands: Siemens, Heriot-Watt University in UK, Sygnity, Stermedia, EY Ireland, EY Academy of Business as well as FinTech sector. He was responsible for the development of software currently used by US Navy SEALs, Royal Navy, NATO, Polish Post and leading financial institutions. All that experience has resulted in creation of the global FinTech & consulting organisation Dollarro.Com* in 2017. Jakub Zygmunt was among the three winners of the Startup Games hosted by the British Embassy at Google Campus Warsaw. Dollarro Ltd. achieved the valuation of £105M. As a reward he took part in London Tech Week in 2019.