Speakers

Krzysztof Bachta has nearly 20 years of experience in the financial sector. Currently, he is a managing partner in the 4growth VC fund specializing in the areas of fintech and insurtech. Until May 2020, he was the President of the Management Board of Alior Bank. Together with the management team, he carried out significant changes including the transformation of the bank’s business model and acceleration in the area of digitization. Before joining Alior Bank, in the years 2010-2018 he worked at PZU as Managing Director for Strategy and Development, where he was responsible for the areas of strategy, projects, innovation, mergers and acquisitions and for cooperation with banks from the PZU Group. In the years 2006-2010 he worked at The Boston Consulting Group as a consultant specializing in the banking sector. He is a graduate of the Warsaw School of Economics and the Faculty of Law of the University of Warsaw. He also completed the AMP IESE Business School program and the CEMS Master in International Management program at the Università Commerciale Luigi Bocconi.

CEO and co-founder of Pergamin sp. z o.o., a lawyer specializing in commercial law, lecturer in postgraduate studies in International Trade Law at the Faculty of Law and Administration at the University of Lodz, has over 7 years of experience in legal services for business.

With a career spinning 28 years+ in software and technology based corporate businesses across US and Europe, Derek created, built and managed corporate start-ups and restructured established businesses to accelerate growth and provide shareholder value.
For the last 16 years he has held senior management and board positions including CEO of multimillion Euro businesses in several territories in Europe. He has led well known industry brands e.g. o2, Dimension Data, Solera and worked with leading insurers Allianz, Generali, AXA, and VIG delivering innovative and imaginative technology.
In 2017, he co-founded PetExpert, a fully digital pet health insurer and as CEO, built a multi-million Euro business spanning three countries with a plan to be in six countries by the end of 2022.
Derek is a lover of Dogs and Cats and is passionate about animal health, rights and welfare which was his inspiration for the creation of PetExpert.

Since 2016 at Aviva Poland, responsible for business processes digitization and Customer self-service platform. Digital leader and product owner with over 10 yrs of experience in financial industry, business processes digitization, business analysis and project & processes management. Delivered a number of award-winning digital projects in banking and insurance industries, including first-to-market digital Customer self-service platform on PL insurance market, first fully online term life insurance as well as omni-channel sales processes integration. Succesfully participated in several business process migrations for different international Clients (France, UK, US). Additional expertise in process mapping, business requirements development, transition documentation development and SCRUM, BABOK, Lean/6Sigma, PRINCE2 methodologies. Jagiellonian University graduate.

New technologies passionate. From 2003 to 2010 cooperated with Ergo Hestia Group where he was responsible for the Internet area. Innovated and implemented the first in Poland virtual AI assistant Hubert, who communicated with the voice of text-to-speech technology Ivona (nowadays Ivona is known as Amazon’s Alexa). In 2008 co-created and implemented the first in Poland Insurance eAccount for customers. In 2012 developed the prototype of innovative sales path, which later originated in creating modern sales platform by the leading insurance company in Poland. In 2013, together with Paweł Gabriel, established Polskie Polisy limited company. Since 2016 they have been perfecting iBooster: insurance accelerator. iBooster has gained recognition and is used on everyday basis by Polish biggest and leading multiagencies.

Married, father of four extraordinary sons.

Co-founder and CEO of DoxyChain. Winner of the Forbes 25 under 25 award. Member of the Global Shapers Community, an initiative of the World Economic Forum. Previously worked for Accenture, Oracle, the Warsaw Stock Exchange for the WSE Private Market project – a market for tokenization of assets using blockchain technology. Member of the former working group in the Ministry of Digitalisation on distributed ledgers and blockchain.

Experienced executive manager in mobile banking, digitization and strategy, awarded the title of the Most Influential Woman in the Payment Industry. She started her banking career in Pekao SA banking group. Since 2000, she has been associated with mBank as a co-founder, recently as Director of Strategic Projects in Retail Banking. She acted as a member of the Supervisory Board of Cashless Poland Foundation. She was also an advisor for the European Payment Advisory Committee and Visa Client Council. She was a co-creator of such brands as: mBank, MultiBank, Orange Finanse, BLIK or mojeID and Chairperson of the Bank Card Issuers Council at the Polish Bank Association.
Joanna Erdman graduated in Management and Marketing from the University of Lodz and completed the ‘Leadership in Innovation’ Postgraduate Studies at SGH Warsaw School of Economics. She is also a holder of MBA degree from the Polish-American Management Centre and the University of Maryland.

Sebastian Geldner
Head of Business Development, Central Eastern Europe, Visa

Responsible for Visa business development in Central and Eastern Europe (Poland, Czech Republic, Slovakia, Hungary) with strategic partners and clients. He has been with Visa since April 2012. During this time he has been developing Innovation and Partnerships area, responsible for European strategic partnerships with leading global technology companies, working with the region’s leading banks, mobile operators and major payment ecosystem partners.

He has 20 years of experience in payments and finance, in both retail and corporate banking.

He graduated from Warsaw University of Technology in Electrical & Computer Engineering. He is also a graduate of Executive MBA studies at Warsaw University of Technology Business School.

Dr. Krzysztof Korus is an attorney at law, doctor of laws and economist, lecturer on public business law at the Foreign Legal Systems School Coordination Centre at the Jagiellonian University (Ośrodek Koordynacyjny Szkół Praw Obcych przy Uniwersytecie Jagiellońskim), works with the Polish-German Centre for Banking Law at the Jagiellonian University (Polsko – Niemieckiego Centrum Prawa Bankowego Uniwersytetu Jagiellońskiego), is an associate member of the European Payments Consulting Association in Frankfurt, a member of the programming board at the monthly publication “Banking Law Monitor” (Monitor Prawa Bankowego), and a member of the working group of the Financial Market Development Council at the Polish Ministry of Finance, dealing with implementation of Directive 2007/64/EC. He has worked for renowned law firms in an of counsel capacity. Legal expert of the Polish Organization of non-bank Payment Institutions (PONIP). His specialist practice focus is commercial law. He has authored several dozen publications and legal analyses on legal issues relating to electronic payment instruments, and is invited to speak at numerous conferences and seminars relating to this issue.

Entrepreneur with 10 years of experience in the IT industry. The founder of the 150-person programming services company www.binarapps.com. A graduate of the Faculty of Mathematics and Computer Science at the University of Łódź, programmer. For 7 years in the sale of IT services and products. Fintech and blockchain specialist.

Robert currently holds the position of the CEO of TFI PZU, the asset management arm of PZU. He has been associated with the PZU Group since September 2018, first as a Managing Director for Investments in PZU SA and PZU Życie SA where he was responsible for all investment aspects of the insurance companies. Robert is an experienced investment manager with over 20 years of international professional experience in managing insurance portfolios and investment funds.

For 8 years Marcin has been associated with the PZU Group, where he started with project coordination within the Strategy and Project Office, and for 4 years he has been managing the works of the Innovation Lab. Responsible for establishing the Lab and developing the PZU Group Innovation Strategy. His team works with the best startups in Poland and in the world, supporting PZU’s business units in testing and implementing technological innovations. Annually, the Innovation Lab analyzes about 1,000 ideas and startups, of which it implements 8-12 pilot projects mainly in the areas of artificial intelligence, big data, digitization and new interactions with the client. Examples of innovations include solutions such as PZU GO, PZU Cash, Life Band or artificial intelligence for image recognition when handling motor claims. Marcin is a graduate of the Warsaw School of Economics and the Cracow University of Economics, and privately passionate about music, sport and Italian espresso.

Adam Malinowski graduated from Management faculty of University of Warsaw as well as MBA studies from University AUBG in Sofia. He also studied on Physics faculty and went through Top Talent Training Programme, the international program for Generali Group’s Managers.

He has got an extensive experience in sales management in financial sector, implementing restructuring programs, process digitalization, such as sales portals and development of own sales network. He was leading sales of non-life, life and health.

Currently he is MB Vice-president responsible for Sales and Marketing in Signal Iduna Poland. Earlier he was part of Management Board team in Generali Poland, dealing with multiagents, own network and call center. In a period of 2014-2016 he was acting as Business Development Department Director in PZU. Earlier he was involved with Generali Group fulfilling managerial functions in Poland and abroad. He started his career in banking sector. In a period 2018-2019 was appointed as president of distribution committee in Polish Insurance Chamber.

Adam has over 20 years of experience as an entrepreneur and senior executive, and has been an angel investor for over a decade. He has co-founded several companies – including Expander (acquired by GE Capital / Aviva) and Platinum Bank (investors include Goldman Sachs, Warburg Pincus). Previously, Adam spent 15 years at Bank Pekao (UniCredit Group), most recently as Deputy CEO.

Entrepreneur by heart and by choice. Founder of Walletmor and the inventor of the world’s first fully bio-safe and secure payment implant.

He has experience in finance, accounting, marketing, trade, and management, which he gained from running a company from an e-commerce industry and world-class universities. Recently he graduated from Imperial College Business School in London, where he studied International Management, and the Chinese University of Hong Kong, where he was attending the MBA classes.

Wojciech is entirely committed to Walletmor, which grows remarkably rapidly, onboarding new specialists and developing new features.

Marcin is a Managing Director at S&P Global Ratings since 2014, executing across three senior commercial roles:
– Head of Europe, Middle East and Africa (EMEA) Relationship Management: leading a regional team managing entire EMEA existing client book & relationships across all business segments: corporates, financial institutions, sovereigns & public sector and also running the infrastructure and project finance business.
– Regional Head for Central and Eastern Europe (CEE): driving the franchise, strategy and management of the ratings business across the region.
– General Manager for Poland, running day-to-day operations of the Warsaw office.
In parallel is a member of the Supervisory Board of MCI Capital S.A., Chairman of the Program Board for the Fintech Digital CEE Congress, Member of the Board of Directors at the American Chamber of Commerce in Poland (AmCham) and the Leslaw A. Paga Foundation. Before joining S&P was an Executive Director at J.P. Morgan Corporate and Investment Bank in London, where he covered Russia, CIS, CEE, and Israel for Markets and Investor Services. He was also the Deputy General Manager for J.P. Morgan CIB in Poland. Prior to 2007 spent five years with Citi Corporate and Investment Banking, operating in Poland and CEE.

Tadeusz Prochwicz has 15 years of experience in the financial industry and a strong technical and analytical background. He was responsible for 1bn EUR of retail insurance products as a managing director at a top 3 insurer in Poland, worked as a quant in one of the biggest European hedge funds in London and spent 4 years in management consulting.

Piotr Sobolewski analyses financial sector developments at Polityka Insight . He was a journalist of leading Polish daily “Rzeczpospolita” as well as “Parkiet” newspaper and “Bloomberg Businessweek Polska”. A laureate of Marian Krzak Journalism Award for “skillful and reliable reporting on banking, financial and capital markets”. An MSc in Finance, Accounting and Insurances from the University of Warsaw.

Kamil Stachurski started his career at EY. Then, for 6 years he worked at BCG, where he implemented many projects in the area of insurance and banking as a consultant and manager. In 2018, he moved to Australia, where he worked as a manager in the strategy area of the largest health insurer on the local market.
Kamil took up the position of Director of the Customer Department at UNIQA in February 2021. In this role, he is responsible for monitoring client relationships and defining and implementing initiatives to support their deepening and development. His focus is mainly on data analysis, customer experience and satisfaction analysis, CRM campaigns and the development of an omnichannel approach to relationship management.

Manager with almost 20 years of experience in the field of communication and marketing. She started her professional career in 2001 in the Marketing Department of BRE Bank (now mBank), with which she was associated for 8 years.

In 2009-2015 she worked within the Generali Group in Poland, where as Marketing Manager and then the Director of the Department of Corporate Communication and Marketing, she was responsible, among others, for the development and implementation of the company’s new marketing strategy.

From 2016 associated with the private medical care industry. Initially, in the network of infertility treatment clinics, Invimed (Medicover Group), she dealt with business development in Poland and on foreign markets, and from 2018 as the Director of the Marketing Communication Department of the LUX MED Group, she was responsible for the strategy and image of brands, communication to patients, online marketing and marketing activities related to the launch of the LUX MED Stomatologia brand.

Currently, as the Marketing and Digital Sales Director at Aviva, he is responsible for building the Aviva brand image, marketing communication of all business lines, the e-commerce,​​strategy and the market and customer insights.

Manager and innovator with several years of experience in the insurance and financial industries. He created insurance premium financing market in Poland. Prior to founding Bacca Cezary worked as management consultant for the biggest financial institutions in Poland and in the CEE.

Sergej Tolz is the COO/CSO of KASKO, an InsurTech providing the fastest and most flexible platform for insurance companies to digitalise and scale their product offering. He has 15+ years of experience in building, growing and managing companies, departments and teams and his strengths lie in people management, digital transformation, consultative sales, finance and product development. Prior to joining KASKO, Sergej gathered his breadth of experience at small and large companies, including Bloomberg, as well as at startups and completed the MBA program at INSEAD, which has consistently been ranked among the top 5 globally. Since 2016, he is focused on building KASKO into an industry changing and innovating InsurTech business.

Since 2010 with PKO Bank Polski with initial assignment as Advisor to CEO, then since 2011 holding the position of Retail Client Division Managing Director with responsibilities for products portfolio and customers segments management within the retail area of the Bank. Head of Strategy & Digital Transformation Division. He also holds the positions of the Chairman of the Supervisory Board of Polski Standard Płatności and Member of the Supervisory Board of eService.
His professional career started in 2000 with Salomon Smith Barney in New York. It was continued in Warsaw office of The Boston Consulting Group (2002-2004) as well as in Pekao SA (2004-2010).
Graduate of Montclair State University in New Jersey, faculty Finance.

Piotr Węcławik. Lawyer, financier, MBA graduate from Kozminski University. In his work, he focuses on digital transformation in the area of ​​health. Initiates and implements projects promoting telemedicine, eHealth and mHealth. At the Ministry of Health, he coordinates the work of the Department of Innovation.

Marek Witulski graduated from the Faculty of Electronics of the Gdańsk University of Technology with a specialization in biomedical devices. He has been associated with Siemens for over 25 years. Currently, he manages a team of over a dozen product managers in the areas of computed tomography, magnetic resonance, nuclear medicine, X-ray, angiography and C-arms. In 2018-2019 he worked at the Siemens headquarter in Erlangen (Germany), where he was responsible for the Direct Sales area for 11 countries. Previously, he managed, among others the business division of Advanced Therapies (angiography, C-arms) and the divisions of ultrasound and computed tomography. In the first years of work at Siemens, Marek was also involved in carrying out service works in many modalities of imaging diagnostics and solutions accompanying therapy, as well as for the marketing of maintenance services. Before his work at Siemens, in 1991-1994 he worked as an assistant at the Radiology Department of the Provincial Hospital in Olsztyn.

Before being appointed as CEO, she was a member of the management board in charge of the finance division. She has extensive experience in the insurance sector, related both to finance and to insurance technique. When she was technical director at LINK4, she headed a department whose responsibilities included product creation and development, product pricing and insurance risk assessment. Until 2010, she was the company’s chief actuary.
She has been associated with the financial sector ever since the start of her career. Her first job was with Ernst & Young consultancy, where she spent four years participating in consulting projects and audits of financial statements of property insurers in Poland.
She graduated from the Warsaw School of Economics, majoring in Quantitative Methods in Economics and Information Systems. She holds an actuarial licence and is a member of ACCA. In her free time, she enjoys hiking in the Tatra Mountains, skiing, diving in warm seas and developing her cooking skills.

A graduate of the University of Silesia, Faculty of Social Sciences and the direction of Health Insurance at the University of Economics in Katowice. In the years 1999 – 2016 he worked in the financial and insurance industry, a. o. for Amplico AIG Life, ING, Pramerica, Signal Iduna, managing sales areas and specializing in the development of insurance products. Since starting work on the Employee Capital Plans project, he is a member of the inter-ministerial team that develops the assumptions of the Program. As a representative of the project team, he analyzed and consulted foreign solutions of employee savings plans.

At Visa, Katarzyna manages a team responsible for relations with acquirers and retailers, and acceptance growth in the region of Central Eastern Europe (Poland, Czech Republic, Slovakia, Hungary). She has more than a dozen years of professional experience in such sectors as banking, cashless payments and loyalty programs, and also in the FMCG industry. During her career, she has held a number of directorial positions with companies including Raiffeisen Polbank (formerly Polbank), POLCARD, and Premium Club. Most recently she was the President of the Management Board of Paymax S.A., a company providing a solution which enables card acceptance via payment application installed on a phone / tablet and mPOS Paymax card reader.